USDA VS FHA in York, York County, PA

In the year 2025, the loan limit for a USDA loan in York, situated within York county of PA, is $336,500. For FHA loans catering to single-family homes, the threshold is $472,030.

The Lendersa® USDA loan calculator is your key tool to compare the best current rates between USDA and FHA loans. Determine the requisite income, credit profile, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides comprehensive comparisons by placing USDA, FHA, Conforming, and VA loans side-by-side, enabling you to choose the most suitable program for your unique financial landscape in .

Compare loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in York, County of York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Prospects in York, PA

At Lendersa®, our goal is to expedite your path to the optimal USDA or FHA loan, ensuring a smooth, hassle-free process. Initiate your journey with any of three available starting points that yield matches with lenders providing USDA loans.

Lendersa facilitates USDA loan request matching

Understanding the Significance of USDA Loans in PA

The USDA home loan, governed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is designed exclusively for rural locales. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans demand no down payment, offering a clear advantage for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Boston Mortgage Solutions, LLC
  • 1237R Highland Ave, Needham, MA, 02492
  • Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
  • Household Mortgage Solutions USA, Inc.
  • 2016 Minnesota Ave, Columbus, OH, 43211
  • Household Mortgage Solutions USA, Inc. is a private intermediary offering traditional commercial financing as well as fast & creative bridge & hard money loans. We service all major MSAs in the continental U.S. Since 2006, we have assisted clients with over $200, 000, 000 in commercial loans!
  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
  • United Midwest Savings Bank, National Association
  • 6460 Busch Blvd, Suite 200, Columbus, OH, 43229
  • Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
  • Mortgage Banc
  • 1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229
  • Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
  • Best Rate Mortgage & Equity Group, LLC
  • 80 South Street, Suite 6, Milford, NH, 03055
  • After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM. Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
  • Brian Springmann Home Loans LLC
  • 69 Quarry Circle, Milford, NH, 03055
  • As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
  • State Highway Patrol Federal Credit Union
  • 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
  • State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
  • Services by Signature
  • 8850 Commerce Loop Drive, Columbus, OH, 43240
  • Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • Affinity Group Mortgage Of Ohio, Llc
  • 1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
  • Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.