USDA Vs. FHA your options comparison in West-Manchester, York County, PA
In 2025, the USDA loan limit in West-Manchester, within York county, PA, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best rates for USDA vs. FHA, identifying the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in is optimal for your financial scenario.
Loan Limits and Down Payment Needs for 2025 in West-Manchester, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Alternatives in West-Manchester, PA
Lendersa® aims to quickly secure the best USDA or FHA loan for you without difficulty. Choose one of three starting points that align with lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural locales. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment, making them more accessible for eligible applicants.
Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain
We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
We’re not just a lender—we’re a partner. We are a family-owned private real estate lending firm based in Salem, Massachusetts. With an expert, in-house team of appraisers, lawyers, technical specialists and real estate investors, we’ve supplied entrepreneurs, businesses and real estate developers with millions of dollars in commercial debt and equi
1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
The New Hampshire Higher Education Assistance Foundation (NHHEAF) Network has nearly 60 years of experience in helping New Hampshire families plan and pay for higher education. The NHHEAF Network aspires to be recognized as a capable, trusted, and innovative leader in educational loan services that enhance the promotion.
Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
