For the year 2026, the USDA loan limit in Somerset, within the county of Somerset, PA, has been set at $336,500. In contrast, the FHA cap for single-family homes is $472,030.
Using Lendersa®'s USDA loan calculator, you can compare leading USDA rates with FHA rates as of today, also determining income, credit, reserves, and document requirements for eligibility. Our state-of-the-art mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Specifications in Somerset, Somerset County, PA
Loan Type
Maximum Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Somerset, PA
At Lendersa®, our priority is to secure the optimal USDA or FHA loan for you, efficiently and without hassle. Choose from one of three routes to align with lenders and USDA loan programs that meet your needs.
A USDA home loan, ensured by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. This type of mortgage uniquely requires no down payment, unlike FHA loans which need at least 3.5% upfront.
7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.
6425 Youree Drive, Suite 590, Shreveport, LA, 71105
Pierremont Mortgage brings over 28 years of experience and stability in the Louisiana marketplace and has complete access to the best mortgage products. Combining leading technology with our expertise enables us to deliver a seamless mortgage process. Pierremont Mortgage offers many financing programs including Conventional,
7607 Fern Avenue, Suite 1102, Shreveport, LA, 71105
We offer Competitive Interest Rates, Low Closing Costs, and Quick Turn Times. Our job is to serve you personally. Call or stop by our office today and let one of our Loan Professionals serve you. We look forward to hearing from you soon! A home loan is one of the biggest financial decisions that you will make,
ANECA Federal Credit Union has been serving the Shreveport/Bossier City area since 1939. While we do offer a variety of products and services, it is our commitment to financial well-being that makes us unlike any other financial institution. Our members are part of our family. We believe that by improving their financial lives we are helping our co
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.
Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders
Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.
While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.
"Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888.
Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking
