USDA Loan Vs. FHA loan for Swarthmore, PA [Delaware County ]

In 2026, the USDA loan cap for Swarthmore, situated in the county of Delaware, PA, is $381,800, whereas the FHA limit for a single-family home stands at $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA versus FHA rates, determining the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the most suitable program for your financial scenario in .

Exploring USDA and FHA Loan Solutions in Swarthmore, PA

The objective of Lendersa® is to effectively secure the best USDA or FHA loan for you, without hassle. Select one of three initial paths to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in PA?

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage comes with no down payment requirement.

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Swarthmore Lenders
(610) 595-2929 Lender's profile and map BHCU 501 Industrial Highway, Ridley Park, PA, 19078 Lends in Pennsylvania Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
(610) 521-1080 Lender's profile and map County Savings Bank 10 Powhattan Ave, Essington, PA, 19029 Lends in Pennsylvania County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
(215) 375-7790 Lender's profile and map Go Loan Go LLC 818 Windermere Avenue, Drexel Hill, PA, 19026 Lends in Pennsylvania Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
(484) 461-7283 Lender's profile and map Atlantic Finance Group LLC 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026 Lends in Pennsylvania Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
(610) 565-3600 Lender's profile and map Curtis Mortgage LLC 115 West State Street, Media, PA, 19063 Lends in Pennsylvania Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(610) 505-9846 Lender's profile and map Rinaldi Group LLC 1 W 3rd St, Suite 203, Media, PA, 19063 Lends in Pennsylvania The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
(484) 445-4599 Lender's profile and map Professional Mortgage Advisors LLC 14 South Jackson Street, Suite 102, Media, PA, 19063 Lends in Pennsylvania Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
(484) 494-6593 Lender's profile and map Best American Mortgage Company 1024 Springfield Road Collingdale, Collingdale, PA, 19023 Lends in Pennsylvania Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.
(610) 497-1800 Lender's profile and map Iron Workers Savings Bank 3333 Concord Road, Aston, PA, 19014 Lends in Pennsylvania Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.