USDA and FHA Pro and Con in Swarthmore, Delaware County, PA
In 2025, the USDA loan cap for Swarthmore, situated in the county of Delaware, PA, is $381,800, whereas the FHA limit for a single-family home stands at $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA versus FHA rates, determining the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the most suitable program for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Swarthmore, Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Solutions in Swarthmore, PA
The objective of Lendersa® is to effectively secure the best USDA or FHA loan for you, without hassle. Select one of three initial paths to connect with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage comes with no down payment requirement.
ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
7100 Six Forks Road, Suite 335, Raleigh, NC, 27615
LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615
Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.
First Neighborhood Bank is a strong, community-based bank headquartered in West Virginia. Since our beginnings more than 100 years ago,our goal has always been the same – to provide our customers with solid financial products paired with unbeatable customer service. Our team of skilled banking experts offer a full range of advanced lending products.
WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
323 East Garfield Road, Suite 10, Aurora, OH, 44202
Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
