USDA and FHA Pro and Con in Woodlyn, Delaware County, PA

In 2025, the USDA loan limit within Woodlyn, situated in Delaware county, PA, is $381,800. For a single-family home, the FHA loan limit is set at $529,000.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Establish the needed income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows for side-by-side views of USDA, FHA, Conforming, and VA programs, aiding you in selecting the best option in for your specific financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Woodlyn, Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Woodlyn, PA

Lendersa® strives to deliver the optimal USDA or FHA loans swiftly and effortlessly. Choose from three starting points leading to matched lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. These loans are exclusively available in rural areas. USDA mortgages do not require any down payment, unlike FHA loans which necessitate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Riverland Bank
  • 1621 East Hennepin Ave, Suite 200, Minneapolis, MN, 55414
  • At Riverland, we bring a highly personal touch to banking. As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs. Our committed team of experts is both dedicated and accessible to all of our partners at all times.
  • Union Bank and Trust Company
  • 312 Central Avenue Southeast, Minneapolis, MN, 55414
  • At Union Bank & Trust, we know you want to feel secure and confident in your pursuit of a financial services partner, one that’s committed to providing you with services and solutions that meet and exceed your expectations. We believe you deserve a best-in-class team that is focused squarely on the personal.
  • Access Home Loans LLC
  • 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414
  • Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
  • WCF Financial Bank
  • 401 Fair Meadow Dr, Webster City, IA, 50595
  • WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services. After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
  • Frandsen Bank & Trust
  • 116 Central St W, Lonsdale, MN, 55046
  • Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
  • GCM Mortgage LLC
  • 23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
  • GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.
  • AFI Financial Inc
  • 22188 Waterside Dr, Boca Raton, FL, 33428
  • AFI Financial Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • A to Z Capital
  • 9825 Marina Blvd Suite 100, Boca Raton, FL, 33428
  • We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist.
  • The First National Bank of Waseca
  • 101 North State Street, Waseca, MN, 56093
  • First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.