USDA Vs. FHA Pro and Con comparison in Woodlyn, Delaware County, PA

In 2025, the USDA loan limit within Woodlyn, situated in Delaware county, PA, is $381,800. For a single-family home, the FHA loan limit is set at $529,000.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Establish the needed income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows for side-by-side views of USDA, FHA, Conforming, and VA programs, aiding you in selecting the best option in for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Woodlyn, Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Woodlyn, PA

Lendersa® strives to deliver the optimal USDA or FHA loans swiftly and effortlessly. Choose from three starting points leading to matched lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. These loans are exclusively available in rural areas. USDA mortgages do not require any down payment, unlike FHA loans which necessitate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greenwich Municipal Employees Federal Credit Union
  • 439 West Putnam Avenue, Greenwich, CT, 06830
  • Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
  • Strategy Mortgage Corp.
  • 5 Edgewood Avenue, 2nd Floor, Greenwich, CT, 06830
  • Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
  • Knighthead Funding, LLC
  • 777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830
  • Knighthead Funding, LLC ("Knighthead"​) is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
  • InFirst Federal Credit Union
  • 6462 Little River Turnpike, Alexandria, VA, 22312
  • InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
  • The Dime Bank
  • 820 Church Street, Honesdale, PA, 18431
  • At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin
  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.