USDA Vs. FHA your options comparison in Upper-Leacock, Lancaster County, PA

In 2025, USDA loan limit in Upper-Leacock, county of Lancaster, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Upper-Leacock, county of Lancaster, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Upper-Leacock, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • KEMBA Louisville Credit Union
  • 4017 Poplar Level Road, Louisville, KY, 40213
  • KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area. The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.
  • 5 Stones Mortgage
  • 432 South Emerson, Suite 120, Greenwood, IN, 46143
  • "Our mission is to provide you or your client with a competitive mortgage product that meets your needs, and accomplish a closing with as much speed and ease possible using solid Christian principles. We have partnered with numerous lenders so we can do the shopping for you. Our mortgage process utilizes cutting edge technology"
  • Mortgage and Title Solutions LLC
  • 2737 Stones Bay Drive, Greenwood, IN, 46143
  • Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.
  • Nest Mortgage Group.
  • 200 Byrd Way, Suite 145, Greenwood, IN, 46143
  • We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs
  • B & I Federal Credit Union
  • 740 North Marr Road, Columbus, IN, 47201
  • B & I Federal Credit Union offers a variety of services, including loans, share draft accounts, savings accounts, IRA accounts, and other services designed to provide convenient, fast access to your accounts. To make banking transactions more accessible, even when you are traveling out of state or out of the country
  • Maryville Municipal Credit Union
  • 321 West Broadway Avenue, Maryville, TN, 37801
  • At Maryville Municipal Credit Union. We are a State Chartered, Federally Insured Credit Union serving the Employees of the City of Maryville and their families, as well as the Employees of Atmos Energy Company and their families. Open since 1972, those Employees and Families have grown to 1500 Members strong.
  • Volunteer Home Mortgage Inc.
  • 1033 W Broadway Ave, Maryville, TN, 37801
  • Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
  • GR Consumers Credit Union
  • 3975 Clay Avenue SW, Wyoming, MI, 49548
  • At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs. Anyone who lives, works, worships or attends school in Kent, Muskegon, or Ottawa County in the State of Michigan
  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.
  • Community First Bank of Indiana
  • 201 West Sycamore Street, Kokomo, IN, 46901
  • Providing exceptional financial products and outstanding customer service is our commitment! As a locally owned & operated bank, at Community First Bank of Indiana we view our client as much more than an account, it’s a know-you-by-name relationship.Our team of expert bankers in central Indiana are here to help with all of your checking and saving.
  • Indiana Heartland FCU
  • 402 S Berkley Road, Kokomo, IN, 46901
  • Indiana Heartland Federal Credit Union has been serving the financial needs of hard working people since opening for business in 1932. Indiana Heartland FCU is a full service financial institution, but with the credit union difference of better rates on products and services and a customer-centric focus
  • indiana 203k mortgage
  • 202 N Main Street, Kokomo, IN, 46901
  • At Leader One Financial, we help people with their home financing every day. If you are thinking about buying or refinancing a home in Indiana then you’ve found the right place! Feel free to browse around our website and if you’re ready you can apply with our secure loan application and we’ll give you a call to review your home financing options.