USDA VS FHA in Upper-Leacock, Lancaster County, PA

In 2025, the USDA loan limit in Upper-Leacock, located in Lancaster county, PA, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the required income, credit level, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial needs.

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Loan Limits and Downpayment Requirements for Upper-Leacock, Lancaster, PA in 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Upper-Leacock, PA

Lendersa® aims to deliver the best USDA or FHA loans quickly and without hassle. Choose one of three starting points leading to matched lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture. Available solely in rural areas, it differs from FHA loans, which require a minimum down payment of 3.5%, as USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Real Estate & Lending Solutions
  • 101 Parkshore Drive, Suite 100, Folsom, CA, 95630
  • Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs.
  • Mortgage Mart
  • 2795 East Bidwell Street, Suite 100-303, Folsom, CA, 95630
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, cloud based investment tools, digital mortgages and best of all outstanding customer service! Today's technology is providing a more productive environment to work in..
  • Sierra Capital Mortgage
  • 616 Natoma Street, Folsom, CA, 95630
  • Sierra Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Shrine Financial Inc.
  • 1433 Cummings Way, Folsom, CA, 95630
  • We are mortgage brokers backed by an extensive experience in lending and brokering. Our Broker of Record has over 27 years of experience in residential and commercial lending. We are committed to building a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders.
  • R and R Loans
  • 7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
  • We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • CBC Federal Credit Union
  • 2151 East Gonzales Road, Oxnard, CA, 93036
  • CBC Federal Credit Union was established in March of 1952 by a small group of civilian employees working as civil engineers at the Construction Battalion Center (CBC) in Port Hueneme, California, to serve the savings and borrowing needs of the civil employees on base. They applied for and received approval for a Federal Credit Union charter.
  • Loan Warehouse
  • 183 Montgomery Avenue, 2nd Floor, Oxnard, CA, 93036
  • Loan Warehouse was created out of the need for our local community of borrowers to have access to wholesale lenders with wholesale interest rates. We shop multiple lenders with one credit pull. You will have access to these lenders through our brokerage, Loan Warehouse, with multiple loan options. You deserve more than one rate & quote & option.
  • SC Lending Group
  • 300 East Esplanade Drive, 9th Floor, Oxnard, CA, 93036
  • Nuris Dante is your premier mortgage expert located in Oxnard, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oxnard area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding.