USDA and FHA Pro and Con in Upper-Leacock, Lancaster County, PA

In 2025, the USDA loan limit in Upper-Leacock, located in Lancaster county, PA, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the required income, credit level, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial needs.

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Loan Limits and Downpayment Requirements for Upper-Leacock, Lancaster, PA in 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Upper-Leacock, PA

Lendersa® aims to deliver the best USDA or FHA loans quickly and without hassle. Choose one of three starting points leading to matched lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture. Available solely in rural areas, it differs from FHA loans, which require a minimum down payment of 3.5%, as USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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