USDA and FHA Pro and Con in Paradise, Monroe County, PA
In 2025, the USDA loan ceiling for Paradise, situated in the county of Monroe, PA, is set at $336,500. Meanwhile, the cap for an FHA loan on a single-family home is $472,030.
Lendersa® USDA loan calculator can be used to evaluate today's competitive USDA vs. FHA rates and ascertain the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best option in for your financial needs.
2025 Loan Constraints and Down Payment Requirements in Paradise, County of Monroe, PA
Loan Category
Ceiling
Minimum Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Paradise, PA
The objective of Lendersa® is to efficiently match you with the best USDA or FHA loan. Begin with one of three paths to connect with lenders and USDA loan options.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan, and available exclusively in rural territories. In contrast to FHA loans, which necessitate a down payment of 3.5%, the USDA loan requires no down payment at all.
The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!
Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t
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