USDA Vs. FHA your options comparison in Paradise, Monroe County, PA
In 2025, the USDA loan ceiling for Paradise, situated in the county of Monroe, PA, is set at $336,500. Meanwhile, the cap for an FHA loan on a single-family home is $472,030.
Lendersa® USDA loan calculator can be used to evaluate today's competitive USDA vs. FHA rates and ascertain the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best option in for your financial needs.
2025 Loan Constraints and Down Payment Requirements in Paradise, County of Monroe, PA
Loan Category
Ceiling
Minimum Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Paradise, PA
The objective of Lendersa® is to efficiently match you with the best USDA or FHA loan. Begin with one of three paths to connect with lenders and USDA loan options.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan, and available exclusively in rural territories. In contrast to FHA loans, which necessitate a down payment of 3.5%, the USDA loan requires no down payment at all.
Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
1997 was a banner year for banking in Louisiana. It was the year Louisiana returned to its community banking roots with the opening of The Bank, in Jennings and Iowa, the first new bank chartered in the state in thirteen years.
As it turns out, The Bank was on the leading edge of a growing trend toward community banks,
Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
Beauregard Federal Savings Bank originally opened its doors for business as Beauregard Homestead Association in April of 1948. Our original building was located at 120 Jefferson Street in DeRidder, Louisiana. The original founders included Dr. J.D. Frazar, H.H. Pye, Cecil R. Middleton, Stuart S. Kay, and L.C. Lee.
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