USDA and FHA Pro and Con in Strasburg, Lancaster County, PA
In 2025, the USDA loan limit for properties in Strasburg, part of Lancaster County, PA, is set at $336,500. Conversely, the FHA loan limit for a single-family home within the same region is $472,030. Understanding these limits is essential for those planning their financial strategies for purchasing a home, as they dictate the maximum borrowing potential under these loan programs.
Utilize the Lendersa® USDA loan calculator to effectively compare today's best rates between USDA and FHA loans. This tool aids in determining the income, credit, reserves, and documentation required to qualify for either program. With our advanced mortgage calculator, you can easily review USDA, FHA, Conforming, and VA options side by side, helping you identify the best program for your financial needs in . This comprehensive evaluation ensures informed decision-making by providing clear insights into each loan type's advantages.
2025 Loan Limits and Down Payment Requirements in Strasburg, Lancaster County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Strasburg, PA
The aim of Lendersa® is to facilitate the securing of an optimal USDA or FHA loan for you swiftly and without complications. Choose from three starting pathways to connect with compatible lenders and USDA loan programs tailored to your requirements. This strategic approach is designed to ensure that you achieve the best possible financial outcome.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically designed for rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, making them especially appealing for eligible buyers seeking homeownership in rural areas.
SEAFCU is a not-for-profit, member owned financial institution dedicated to providing our members with excellent service and products. This service will be delivered with the utmost professionalism of our employees. We will earn the trust of our members through recognition of our responsibility to make safe and sound business decisions.
Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union
At Hamilton Mortgage Services, Inc We understand that each customer has specific needs. To meet those specific needs, we strive to provide a wide array of products, investment tools, mortgages and best of all quality service and individual attention. The loan process may seem daunting
The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.
Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.
Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
Bitterroot Community Federal Credit Union was Chartered in 1968, was Darby’s first financial institution. Like the Darby Community, Bitterroot Community FCU is personal and friendly. Darby is a community that will always pull together to support a family in need & you will find this same characteristic in the staff & policies of this credit union.
TrailWest Bank is an FDIC insured, locally-owned, independent bank serving western Montana. For over three decades, we have provided the people and businesses of the Ravalli, Missoula, Mineral, and Flathead Counties with a wide range of secure and dependable financial services—all with a commitment to personal service.
2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001
Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
