USDA Loan Vs. FHA loan pro & con Strasburg, Lancaster County, PA

In 2025, the USDA loan limit for properties in Strasburg, part of Lancaster County, PA, is set at $336,500. Conversely, the FHA loan limit for a single-family home within the same region is $472,030. Understanding these limits is essential for those planning their financial strategies for purchasing a home, as they dictate the maximum borrowing potential under these loan programs.

Utilize the Lendersa® USDA loan calculator to effectively compare today's best rates between USDA and FHA loans. This tool aids in determining the income, credit, reserves, and documentation required to qualify for either program. With our advanced mortgage calculator, you can easily review USDA, FHA, Conforming, and VA options side by side, helping you identify the best program for your financial needs in . This comprehensive evaluation ensures informed decision-making by providing clear insights into each loan type's advantages.

Exploring USDA and FHA Loan Options in Strasburg, PA

The aim of Lendersa® is to facilitate the securing of an optimal USDA or FHA loan for you swiftly and without complications. Choose from three starting pathways to connect with compatible lenders and USDA loan programs tailored to your requirements. This strategic approach is designed to ensure that you achieve the best possible financial outcome.

Submit an all-encompassing USDA/FHA loan request for optimized outcomes aligned with your objectives.
Evaluate USDA and FHA rates & terms thoroughly to make well-informed choices.
Explore the expansive database of USDA loan lenders to expand your options.

Lendersa USDA loan request and matching outputs

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically designed for rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, making them especially appealing for eligible buyers seeking homeownership in rural areas.

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(931) 680-1400 Lender's profile and map Reviews Heritage South Community Credit Union 763 North Main Street, Shelbyville, TN, 37160 Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
(847) 888-7500 Lender's profile and map Reviews Union National Bank and Trust Company of Elgin 101 East Chicago Street, Elgin, IL, 60120 Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
(847) 468-1850 Lender's profile and map Reviews Banquet Financial 607 Dundee Ave, Elgin, IL, 60120 Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans. We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
(217) 268-4911 Lender's profile and map Reviews Arcola First Bank 127 South Oak Street, Arcola, IL, 61910 Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
(770) 460-6505 Lender's profile and map Reviews Southern Crescent Mortgage and Investment Crop 101 Devant Street, Suite 704, Fayetteville, GA, 30214 Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
(770) 719-1111 Lender's profile and map Reviews The Southern Credit Union 430 East Lanier Avenue, Fayetteville, GA, 30214 The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
(770) 716-0074 Lender's profile and map Reviews Georgia Mortgage Services Inc 500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214 Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
(414) 421-8200 Lender's profile and map Reviews Pyramax Bank 7001 W. Edgerton Ave, Greenfield, WI, 53220 PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
(630) 859-2276 Lender's profile and map Reviews Fox Valley Credit Union 575 North Broadway, Aurora, IL, 60505 Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe. FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.
(630) 499-5690 Lender's profile and map Reviews Aurora Policemen Credit Union 1200 E Indian Trail, Aurora, IL, 60505 Aurora Policemen Credit Union (APCU) is a not-for-profit, member owned financial organization. We serve the People that help our communities and their families – people helping people – The credit union philosophy! Our goal is to provide the best available financial services in a personal
(217) 897-1136 Lender's profile and map Reviews Fisher National Bank 102 E. Division, Fisher, IL, 61843 The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
(618) 783-2321 Lender's profile and map Reviews The Peoples State Bank of Newton, Illinois 104 West Washington Street, Newton, IL, 62448 The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.