USDA Vs. FHA your options comparison in Upper-Hanover, Montgomery County, PA

In 2025, the USDA loan limit for Upper-Hanover, county of Montgomery, PA, is $345,000. By contrast, the FHA limit for a single-family home is $431,250.

The Lendersa® USDA loan calculator is available for comparing today's USDA versus FHA rates, helping you assess the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to find the ideal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Upper-Hanover, County of Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Upper-Hanover, PA

Lendersa® aims to quickly connect you with suitable USDA or FHA loans, with no hassle. Choose one of three starting points that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also known as a USDA rural development loan, is a mortgage supported by the Department of Agriculture, exclusive to rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sea Vista Home Loans
  • 14955 Gulf Blvd, Madeira Beach, FL, 33708
  • Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
  • Guaranty Bank & Trust Company
  • 206 N Hayden St, Belzoni, MS, 39038
  • Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve. Guaranty Bank's mission is to set the standard in our communities.
  • First State Bank of Le Center
  • 88 North Park Avenue, Le Center, MN, 56057
  • First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years. We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.
  • Embarrass Vermillion Federal Credit Union
  • 4880 Highway 21, Embarrass, MN, 55732
  • Embarrass Vermillion Federal Credit Union’s mission is to build relationships that span generations through innovative financial services while maintaining safety and soundness. We are proud supporters of the Gillette Children's Hospital. Embarrass Vermillion Fcu is a financial services company based out of 4880 Highway 21, Embarrass, MN.
  • State Bank of Missouri
  • 101 NW 2nd St, Concordia, MO, 64020
  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
  • Renovo Capital, LLC
  • 407 Lake St E, Suite 201, Wayzata, MN, 55391
  • At Renovo Capital, LLC our goal is to add value for clients by providing simple financing solutions. We are a small team that is based in the western suburbs or Minneapolis and all have deep-rooted interests in different aspects of real estate and construction that we use to help clients achieve their goals.
  • SkyView Partners
  • 294 East Grove Lane, Suite 120, Wayzata, MN, 55391
  • SkyView is focused exclusively on the investment banking and financing needs of independent and registered investment advisors. We provide financial advisors with guidance and capital for practice succession, acquisition, merger, and debt restructuring. our firm strives to attract the best talent in the industry at every position.