USDA Vs. FHA your options comparison in Warren, Warren County, PA

In 2025, the USDA loan limit for Warren in Warren County, PA is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s prominent USDA versus FHA rates, and assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in best suits your unique financial scenario.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Warren, Warren, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Warren, PA

The aim of Lendersa® is to secure the best USDA or FHA loan for you promptly and without hassle. Choose from one of three approaches to connect with lenders and find the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available solely in rural areas, USDA loans require no down payment, unlike FHA loans that demand a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Solutions Home Mortgage, Inc.
  • 60 Main Street, Suite 3, Hamburg, NY, 14075
  • Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
  • Alco Federal Credit Union
  • 2859 Lindy Lane, Wellsville, NY, 14895
  • The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
  • Local 41 IBEW FCU
  • 3564 California Road, Orchard Park, NY, 14127
  • Local 41 IBEW FCU was federally chartered by the National Credit Union Administration in 1976 as a benefit for the members of Local #41 IBEW Union and their immediate family members. If you are a member or employee of Local 41 IBEW - you, your spouse, children and immediate family members are eligible to join the Credit Union
  • Great Erie Federal Credit Union
  • 4000 N Buffalo Road, Orchard Park, NY, 14127
  • Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees
  • Allegany First Federal Credit Union
  • 27 West Main Street, Fillmore, NY, 14735
  • Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Greater Woodlawn Federal Credit Union
  • 3811 Lake Shore Road, Suite S, Blasdell, NY, 14219
  • The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
  • Grove City Area Federal Credit Union
  • 1600 S Center Street Extension, Grove City, PA, 16127
  • The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.
  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
  • Western New York Federal Credit Union
  • 1937 Union Road, Buffalo, NY, 14224
  • Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
  • EmpireONE Federal Credit Union
  • 3020 Orchard Park Road, Buffalo, NY, 14224
  • We are committed to our members’ financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE—and all credit unions—is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources.