USDA Loan Vs. FHA loan pro & con Warren, Warren County, PA

In 2025, the USDA loan limit for Warren in Warren County, PA is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s prominent USDA versus FHA rates, and assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in best suits your unique financial scenario.

USDA & FHA Loan Options in Warren, PA

The aim of Lendersa® is to secure the best USDA or FHA loan for you promptly and without hassle. Choose from one of three approaches to connect with lenders and find the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available solely in rural areas, USDA loans require no down payment, unlike FHA loans that demand a minimum of 3.5% down.

Get top 10
USDA LENDERS
customized to yout needes

(814) 474-2283 Lender's profile and map Reviews PHB Employees Federal Credit Union 7773 West Ridge Road, Fairview, PA, 16415 PHB Employees Federal Credit Union has been providing the products and services needed by its members for their financial security since 1949. Savings products, fee-free checking accounts, ATM and debit cards, direct deposit, payroll deduction, equity loans, auto loans, personal loans for the added expense of new babies or education.
(716) 648-4411 Lender's profile and map Reviews Meridia Community Credit Union 4500 Southwestern Boulevard, Hamburg, NY, 14075 At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
(716) 646-8584 Lender's profile and map Reviews Solutions Home Mortgage, Inc. 60 Main Street, Suite 3, Hamburg, NY, 14075 Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
(585) 593-4959 Lender's profile and map Reviews Alco Federal Credit Union 2859 Lindy Lane, Wellsville, NY, 14895 The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
(716) 662-6133 Lender's profile and map Reviews Local 41 IBEW FCU 3564 California Road, Orchard Park, NY, 14127 Local 41 IBEW FCU was federally chartered by the National Credit Union Administration in 1976 as a benefit for the members of Local #41 IBEW Union and their immediate family members. If you are a member or employee of Local 41 IBEW - you, your spouse, children and immediate family members are eligible to join the Credit Union
(716) 662-1311 Lender's profile and map Reviews Great Erie Federal Credit Union 4000 N Buffalo Road, Orchard Park, NY, 14127 Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees
(716) 662-2944 Lender's profile and map Reviews HB&O Funding Company 3907 North Buffalo Rd, Orchard Park, NY, 14127 HB&O Funding Company is committed to educate, assist and deliver all available real estate financing options to meet our client's short & long term goals and/or personal dreams. We will operate our company with an atmosphere of respect, professionalism, personal growth and diversity. Employees and clients will be considered life long-relationships.
(585) 567-4103 Lender's profile and map Reviews Allegany First Federal Credit Union 27 West Main Street, Fillmore, NY, 14735 Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(716) 826-6427 Lender's profile and map Reviews Greater Woodlawn Federal Credit Union 3811 Lake Shore Road, Suite S, Blasdell, NY, 14219 The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
(724) 376-7015 Lender's profile and map Reviews Mercer County State Bank 712 West Main Street, Grove City, PA, 16127 We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
(724) 458-7520 Lender's profile and map Reviews Grove City Area Federal Credit Union 1600 S Center Street Extension, Grove City, PA, 16127 The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.