USDA and FHA Pro and Con in Warren, Warren County, PA
In 2026, the USDA loan limit for Warren in Warren County, PA is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s prominent USDA versus FHA rates, and assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in best suits your unique financial scenario.
2026 Loan Limits and Down Payment Requirements in Warren, Warren, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Warren, PA
The aim of Lendersa® is to secure the best USDA or FHA loan for you promptly and without hassle. Choose from one of three approaches to connect with lenders and find the appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available solely in rural areas, USDA loans require no down payment, unlike FHA loans that demand a minimum of 3.5% down.
Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.
213 West Third Avenue, Suite 208, Warren, PA, 16365
Lends in Pennsylvania
Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union serves multiple member groups, but primarily serves fabricated metals employees.
Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
637 North Center Street, Suite A, Corry, PA, 16407
Lends in Pennsylvania
Corry Jamestown Credit Union was State Chartered on February 14th, 1954. Our original sponsor was Corry Jamestown Manufacturing Corporation located in Corry, PA, but as of 2005, we became a Community Chartered credit union within the territory of the Corry Area School District Since we are State Chartered, we are regulated by the Pennsylvania.
