USDA and FHA Pro and Con in Warren, Warren County, PA

In 2026, the USDA loan limit for Warren in Warren County, PA is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s prominent USDA versus FHA rates, and assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in best suits your unique financial scenario.

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2026 Loan Limits and Down Payment Requirements in Warren, Warren, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Warren, PA

The aim of Lendersa® is to secure the best USDA or FHA loan for you promptly and without hassle. Choose from one of three approaches to connect with lenders and find the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available solely in rural areas, USDA loans require no down payment, unlike FHA loans that demand a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Irving City Employees Federal Credit Union
  • 1408 W Pioneer Drive, Irving, TX, 75061
  • Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.

  • Dynamic Mortgage Limited Liability Company
  • 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061
  • Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance

  • Bank of the West
  • 108 West Northwest Highway, Grapevine, TX, 76051
  • Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!

  • MC Mortgage, LP
  • 2305 Mustang Drive, Suite 300A, Grapevine, TX, 76051
  • M C Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions

  • Global Lending Solutions Inc
  • 920 S. Main, Grapevine, TX, 76051
  • Global Lending Solutions, Inc. is a full service mortgage company that provides expert service in the field of residential mortgages.Global Lending Solutions specializes in Conventional, FHA, VA, USDA, Jumbo and Home Equity Loans and Since our companies inception, we have been committed to offering the most competitive mortgage products.

  • GSB Mortgage, Inc.
  • 201 N Main St, Grapevine, TX, 76051
  • GSB Mortgage, Inc. is a wholly owned subsidiary of Bank of the West. Bank of the West was founded in 1986 as a full service independent bank specializing in customer service and small business financing. Bank of the West was the first bank to be named as Preferred Lender for the Small Business Administration in the Dallas region.

  • The Farmers State Bank of Oakley, Kansas
  • 100 Center Avenue, Oakley, KS, 67748
  • At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.

  • Corner Stone Credit Union
  • 130 Historic Town Square, Lancaster, TX, 75146
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  • Wellspring Credit Union
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  • Faith Cooperative Federal Credit Union
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  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers!

    We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.