In 2025, the USDA loan cap in Bradford, part of Clearfield county in PA, is $336,500. Meanwhile, the FHA limit for a single-family house reaches $472,030.
Utilize the Lendersa® USDA loan calculator to analyze current USDA and FHA rate offerings. Determine the income, credit, reserves, and documents needed for eligibility. Our enhanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs. This assists you in selecting the best choice in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure for you the most favorable USDA or FHA loan efficiently. Choose one of three starting points that lead to matching with lenders and exploring USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and also referred to as the USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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