USDA Vs. FHA Pro and Con comparison in West-Brandywine, Chester County, PA

In 2025, the USDA loan limit in West-Brandywine, within Chester county, PA stands at $345,000. For a single-family home, the FHA limit is $431,250.

The Lendersa® USDA loan calculator is designed to help you compare current best rates for USDA VS FHA. It will also assist you in figuring out the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you choose the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in West-Brandywine, Chester, PA

Loan Type Loan Limit Down Payment Required
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in West-Brandywine, PA

At Lendersa®, our mission is to quickly and effortlessly find you the best USDA or FHA loan options. Start with one of three paths that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in PA?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans that call for a minimum down payment of 3.5%, no down payment is necessary for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carizmic Home Loans - Westminster
  • 12200 E Briarwood Ave, Suite 170, Centennial, CO, 80112
  • Our name, Carizmic (Ka-RIZ-Mik), was created with one very specific thing in mind: family. Our founder, Carlos Ruiz, values the importance of family and wanted it to be woven into his company. With that in mind, he was able to come up what became our company name; "Car" for Carlos, "iz" for his daughter Izzy, and "mic" for his wife Michele.
  • Apartment and Commercial Loans, Inc.
  • 9800 Mount Pyramid Court, Suite 400, Englewood, CO, 80112
  • ACL as in the name is a multifamily lender, commercial lender, private placement consultant, construction lender and small balance lender. The company was founded in 1997 and has changed with the times and market over the past 23 years. We evaluate and find solutions for your real estate transactions, not just the easy deals.
  • 1st American Mortgage and Loan LLC
  • 6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
  • At 1st American Mortgage and Loan your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. Tom Miller Owner at 1st American Mortgage and Loan.
  • Loan Simple, Inc
  • 9635 Maroon Circle, Suite 100, Englewood, CO, 80112
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Aspen Home Mortgage
  • 12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
  • Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
  • K2 Lending Inc
  • 384 Inverness Parkway, Suite 200, Englewood, CO, 80112
  • K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
  • Lone Tree Mortgage Services LLC
  • 9034 East Easter Place, Suite 103, Centennial, CO, 80112
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • A I Inc
  • 7400 East Arapahoe Road, Suite 109, Englewood, CO, 80112
  • We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.