USDA VS FHA in Honey-Brook, Chester County, PA

In 2025, the USDA loan cap for Honey-Brook, located in Chester county, PA, is $345,000, whereas the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best program in for your financial situation.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Honey-Brook, Chester County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Programs in Honey-Brook, PA

Lendersa® aims to provide the best USDA or FHA loan efficiently and without difficulty. Select one of three pathways to connect with matching lenders and USDA loan offerings.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture—also termed the USDA rural development loan or USDA mortgage—is accessible only in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment, offering a distinct benefit for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Diablo Valley Federal Credit Union
  • 1051 A Detroit Avenue, Concord, CA, 94518
  • Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.
  • Corrections Federal Credit Union
  • 5 Miles North Of Soledad, Hwy 101, Soledad, CA, 93960
  • Corrections Federal Credit Union was established October 8th, 1959. The Corrections FCU was created to cater to the financial needs of the California Department of Corrections’ employees, and their families Corrections Federal CU offers competitive rates on all types of loans Auto Loan Collateral Loan Refinance Loan Personal Loan (Unsecure
  • Private Money Bancorp Inc.
  • 62 Incline Green Lane, Alamo, CA, 94507
  • Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.
  • American Eagle Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • LendUS, LLC
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
  • Diversified Capital Funding
  • 3201 Danville Blvd, Suite 295, Alamo, CA, 94507
  • At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
  • RPM Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • RPM Mortgage is a proud member of LendUS, one of the largest independently owned & operated mortgage lenders in America.LendUS® was created as a collaboration of two well-established, like-minded companies.we have formed one company,with one name, that is solely-focused on providing our clients with smart advice & an easy process with super speed.
  • American Asian European African, Inc.
  • 2670 South White Road, Suite 233, San Jose, CA, 95148
  • "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
  • Sharp Point Mortgage Group
  • 2680 South White Road, Suite 110, San Jose, CA, 95148
  • Sharp Point Mortgage Group Raul Peregrino is a business owner that's been in the Bay Area most of his childhood and adult life. He graduated from Mount Pleasant High School and San Jose State University. He is a San Jose native that knows every part of the bay area. He built his reputation as a no non-sense professional that will help his client.
  • Global Homes & Mortgage Corporation
  • 2670 S. White Rd, Suite 275, San Jose, CA, 95148
  • GLOBAL HOMES AND MORTGAGE CORPORATION is licensed by the California Department of Real Estate as a corporate real estate brokerage firm . Its base of operations is located in San Jose, CA in the heart of what is dubbed in the high technology community as Silicon The Company was incorporated in April 23, 2018 following months of meticulous planning
  • 101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
  • 6020 Hellyer Ave, Suite 150, San Jose, CA, 95138
  • 101 LOAN, A SAN JOSE MORTGAGE COMPANY With over 30 years of experience in residential and commercial lending, 101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner. While many of our competitors have gone out of business due to the changing economy.
  • Silicon Valley Capital Funding Inc.
  • 6020 Hellyer Avenue, Suite 150, San Jose, CA, 95138
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.