USDA VS FHA in West-Caln, Chester County, PA

For 2025, the USDA loan limit in West-Caln, located in Chester, PA, is $345,000. Meanwhile, the FHA limit for a single-family home is $431,250.

Use Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side to help decide which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in West-Caln, Chester, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in West-Caln, PA

Lendersa® aims to quickly provide you with the best possible USDA or FHA loans without hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

What Is a USDA Loan in PA?

USDA home loans are guaranteed by the Department of Agriculture and available as USDA rural development loans. They are exclusively for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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