USDA VS FHA in Salunga, Lancaster County, PA

In 2025, the USDA loan limit for Salunga in Lancaster county, PA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to contrast today’s optimal USDA and FHA rates, determining the income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama fits your financial needs best.

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2025 Loan Limits and Down Payment Conditions in Salunga, Lancaster County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Paths in Salunga, PA

Lendersa® is committed to securing the best USDA or FHA loan for you promptly and without hassle. Choose one of three starting options to align with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results process

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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