USDA Vs. FHA your options comparison in West-Pikeland, Chester County, PA

In 2025, the USDA loan limit in West-Pikeland, within Chester, PA, is $345,000. In contrast, the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates. Determine the required income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best fits your financial needs.

Explore loan offers from a pool of 100 lenders

2025 Loan Limits and Downpayment Requirements in West-Pikeland, Chester County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in West-Pikeland, PA

Lendersa® aims to help you secure the best USDA or FHA loan rapidly and without trouble. Choose one of three starting paths to align with lending partners and explore USDA loan programs.

Diagram depicting Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, endorsed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available strictly in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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