USDA Vs. FHA Pro and Con comparison in West-York, York County, PA
In 2025, the USDA loan cap for West-York, within the county of York, PA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA side by side, helping you decide which program in is most suitable for your financial needs.
2025 Loan Limits and Downpayment Requirements in West-York, County of York, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-York, PA
The aim of Lendersa® is to connect you with the best USDA or FHA loans promptly and without hassle. Start with one of three strategies to find matched lenders and USDA loan programs that suit your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment, making them a compelling option for qualified borrowers.
Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
Indiana Lakes FCU is a credit union in Warsaw, IN providing auto loans, home equity loans, personal loans, checking, savings, cd’s, deposits, home banking, bill pay & other financial services for anyone who lives, works or attends school in Warsaw & Kosciusko County, Indiana. With over 40 years of helping our community with their financial needs
In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.
By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.
5731 Lyons View Pike, Suite 106, Knoxville, TN, 37919
"Since 1990, The Frazier Company has closed more than 155 transactions totaling over 750 million dollars in construction, acquisition, and long term, fixed rate, non-recourse, permanent financing for income producing properties throughout the United States.
The Frazier Company is located in Knoxville, TN, United States"
Browning Capital and Investment Corporation DBA Summit South Mortgage
6000 Walden Drive, Suite 101, Knoxville, TN, 37919
Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.
Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.
Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers.
We offer hundreds of loan choices to our customers
EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.
CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
