In 2025, the USDA loan limit in White-Oak, located in Allegheny county of PA, is $285,000, whereas the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, helping you identify the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in determining the most suitable program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to promptly secure you the most advantageous USDA or FHA loan without any hassle. Begin with one of three potential routes that lead to the matching of lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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