USDA Vs. FHA your options comparison in Youngwood, Westmoreland County, PA
In 2025, the USDA loan cap in Youngwood, located in Westmoreland County, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to pit today's USDA rates against FHA's premier offers, determining the necessary income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to identify which option in Alabama aligns best with your financial needs.
2025 Loan Limits and Down Payment Guidelines in Youngwood, Westmoreland County, PA
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Youngwood, PA
Lendersa® is dedicated to swiftly securing the most favorable USDA or FHA loan for you, without hassle. Begin your journey with one of three steps that connect you to lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture (USDA), also known as the USDA Rural Development Loan or USDA Mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage doesn't necessitate any down payment at all.
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