USDA VS FHA in Youngwood, Westmoreland County, PA

In 2025, the USDA loan cap in Youngwood, located in Westmoreland County, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to pit today's USDA rates against FHA's premier offers, determining the necessary income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to identify which option in Alabama aligns best with your financial needs.

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2025 Loan Limits and Down Payment Guidelines in Youngwood, Westmoreland County, PA

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Youngwood, PA

Lendersa® is dedicated to swiftly securing the most favorable USDA or FHA loan for you, without hassle. Begin your journey with one of three steps that connect you to lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture (USDA), also known as the USDA Rural Development Loan or USDA Mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage doesn't necessitate any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CHICAGO FIREFIGHTERS CREDIT UNION
  • 6230 S Central Avenu, Chicago, IL, 60638
  • Chicago Firefighters Credit Union was founded as 2nd Division Credit Union in 1937 to serve fire department employees in the City of Chicago. At a time when the nation’s financial system was still reeling from the Great Depression, many banks just weren’t addressing the concerns of average working people.
  • Archer Heights Credit Union
  • 6554 W Archer Avenue, Chicago, IL, 60638
  • Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,
  • Metropolitan Mortgage Corp.
  • 7018 W. Archer Ave, Chicago, IL, 60638
  • With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams. Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible
  • Prime Rate Lending Group Inc
  • 6501 West Archer Avenue, Chicago, IL, 60638
  • Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service
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  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Simplified Mortgage Solutions, LLC
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  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
  • Cumberland Municipal Employees Federal Credit Union
  • 2145 Diamond Hill Road, Cumberland, RI, 02864
  • Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.