USDA and FHA Pro and Con in Youngwood, Westmoreland County, PA

In 2025, the USDA loan cap in Youngwood, located in Westmoreland County, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to pit today's USDA rates against FHA's premier offers, determining the necessary income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to identify which option in Alabama aligns best with your financial needs.

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2025 Loan Limits and Down Payment Guidelines in Youngwood, Westmoreland County, PA

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Youngwood, PA

Lendersa® is dedicated to swiftly securing the most favorable USDA or FHA loan for you, without hassle. Begin your journey with one of three steps that connect you to lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture (USDA), also known as the USDA Rural Development Loan or USDA Mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage doesn't necessitate any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • COMPLETE MORTGAGE
  • 2205 Hollywood Blvd, Hollywood, FL, 33020
  • Complete Mortgage, professional mortgage company specializing in residential mortgages. At Complete Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Nationwide Lending Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.
  • HARD MONEY FUNDING SOURCE
  • 2021 Tyler St, Hollywood, FL, 33020
  • By calling Hard Money Funding Source today, you'll be assisted by 20+ year experienced licensed professionals.We regularly close deals in as little as five business days.We provide you with access to the best loan structures and programs available to fit your unique loan scenario.
  • UPSTATE PREMIER MORTGAGE INC
  • 2500 Hollywood Blvd, Hollywood, FL, 33020
  • Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.
  • The Vanguard Mortgage
  • 1200 N Federal Hwy, Hollywood, FL, 33020
  • Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs
  • A&D Mortgage
  • 1040 S Federal Hwy, Hollywood, FL, 33020
  • A&D Mortgage (NMLS #958660) is a full service lender offering a wide spectrum of Conventional and Government mortgage products. Our knowledgeable team of experts will constantly impress you with the first-class service, that you have never experienced. At A&D Mortgage our core strengths are personal touch and unique products.
  • SUN Credit Union
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  • SUN Credit Union has been a vibrant part of the South Florida community since 1946. Originally chartered by City of Hollywood employees, our membership has grown to include real estate professionals in Dade and Broward counties, Miami Shores Village employees, and Chamber of Commerce business members (including their employees
  • Transparent Mortgage Lending Inc
  • 10338 Santiago Street, Cooper City, FL, 33026
  • "Transparent Mortgage Lending was established to help people get the homes that they want. With our expertise, we provide more options and lending opportunities to the people of Florida. We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."