In 2026, the USDA loan cap in Sewickley, Westmoreland County, PA, reaches $336,500, while the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side, helping you choose the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to quickly secure the best USDA or FHA loans. Select one of three starting paths that connect you with matching lenders and access USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require none, offering financial flexibility.
Enter your location to find out if it qualifies for USDA rural housing loan?
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