USDA Loan Vs. FHA loan pro & con Barceloneta, Barceloneta County, PR

In 2025, USDA loan limit in Barceloneta, county of Barceloneta, PR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Barceloneta, PR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Puerto Rico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(844) 413-5463 Lender's profile and map Reviews FCB Bank 100 V-Twin Drive, Gettysburg, PA, 17325 As a division of ACNB Bank, FCB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of five community banking offices located in Frederick County, MD. ACNB Bank is a wholly-owned subsidiary of ACNB Corporation.
(212) 942-1448 Lender's profile and map Reviews Transit Authority Division B FCU 3961 10th Avenue, Room 230, New York, NY, 10034 Since its inception in 1935 the Transit Authority Division B Federal Credit Union has been serving its members in the NEW YORK, New York area with exceptional financial products. Currently led by Robert Potter, the Transit Authority Division B FCU has grown its membership to over 1, 785 with assets of more than $5, 903, 219.
(865) 560-7465 Lender's profile and map Reviews 7 \| Mortgage 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922 We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate
(865) 392-5450 Lender's profile and map Reviews Foundation Mortgage 123 Center Park Dr, Suite 101, Knoxville, TN, 37922 "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl Whether you are a first time home buyer, purchasing your dream home"
(347) 755-2257 Lender's profile and map Reviews KLB Business Funding 3702 Pratt Avenue, Bronx, NY, 10466 KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
(610) 468-9894 Lender's profile and map Reviews Max Mortgage 6103 Washington Drive, Reading, PA, 19606 Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
(973) 275-9235 Lender's profile and map Reviews XCEL Federal Credit Union 1460 Broad Street, Bloomfield, NJ, 07003 XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250, 000 maximum allowable limit by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. government.
(973) 842-2448 Lender's profile and map Reviews Reverse Mortgage Funding LLC 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003 At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.
(718) 549-5858 Lender's profile and map Reviews Van Cortlandt Cooperative Federal Credit Union 3960 Hillman Avenue, Suite B, Bronx, NY, 10463 The Van Cortlandt Cooperative Federal Credit Union was organized by Sidney Stahl, the first Managing Director of the New York State Credit Union League, and was federally chartered in March 1936. Its purpose was to provide a safe and convenient place for Cooperators of the Amalgamated Housing, to save and borrow. Many of the charter members
(256) 543-9211 Lender's profile and map Reviews Primemax Mortgage Group 311 West Grand Ave, Rainbow City, AL, 35906 Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.