USDA and FHA Pro and Con in Florida, Florida County, PR
In the year 2025, within Florida, part of Florida, PR, the USDA loan limit is $336,500, whereas the FHA limit for a single-family residence amounts to $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's competitive rates between USDA and FHA loans, understanding the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans concurrently, guiding you to decide on the best program in for your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Florida, Florida, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Opportunities in Florida, PR
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without any hassle. Select from one of the three pathways to connect with matched lenders and relevant USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It's available solely in rural locations. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
"Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982
At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority.
Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
Yantis Federal Credit Union is located in Yantis, Texas. The Credit Union was the vision of H.E. Coker and a handful of Yantis residents. Together they generated community interest in the concept of “people helping people.” Yantis Federal Credit Union was granted a Community Charter in August 1955.
4800 North Harlem Avenue, Harwood Heights, IL, 60656
Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process
5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.
CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mission of Community Bank of Elmhurst is to provide superior, personalized banking services, valuing our customers and community first. Community Bank of Elmhurst, in Elmhurst, IL, is one of the area's leading banks serving Elmhurst and surrounding areas. We specialize in checking and savings accounts, personal and commercial banking.
