USDA and FHA Pro and Con in Imb?ry, Barceloneta County, PR
In 2025, the USDA loan limit in Imb?ry, situated in Barceloneta, PR, is set at $308,200, while for a single-family home, the FHA limit is $385,250.
Utilize the Lendersa® USDA loan calculator to compare today's optimal rates for USDA versus FHA loans and assess the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA plans side by side, aiding you in selecting the most suitable program within for your financial needs.
2025 Loan Limits and Down Payment Requirements in Imb?ry, Barceloneta, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
Choice of USDA and FHA Loans in Imb?ry, PR
The objective of Lendersa® is to swiftly secure you the best USDA or FHA loan without complication. Choose from one of three starting paths that lead to matched lenders and USDA loan offers.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a type of loan guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans are offered without requiring any down payment.
Bank of Breda of Frazier and Frazier originated August 4, 1890. The bank had its first depositor the following day and one month later the bank had ten depositors. Records indicate the bank was paying 8% interest on Time Certificates in September of 1896. The bank was incorporated on January 17, 1906, and the name changed to Breda Savings Bank.
Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
Security First Bank is a Nebraska-chartered, privately-held community bank with 26 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City.
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Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
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We provide payment technology for over 1, 300 higher education institutions and 11, 500 K-12 schools. We deliver world-class fiber internet, TV, and phone services to residents of Nebraska and Colorado. We help borrowers achieve their educational goals with private student loan and refinance solutions.
Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota.
In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.