USDA and FHA Pro and Con in Comer?o, Comer?o County, PR

For 2025, the USDA loan limit in Comer?o, which is part of the county of Comer?o, PR, has been set at $308,200. In contrast, the FHA limit for a single-family residence is $356,362.

The Lendersa® USDA loan calculator provides an important tool to compare today's competitive USDA versus FHA rates, helping you determine the income, credit history, reserves, and documentation required for loan qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best plan for your specific financial circumstances in .

Compare loan offers from a wide range of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Comer?o, Comer?o, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Opportunities in Comer?o, PR

Lendersa® is focused on securing you the optimal USDA or FHA loan efficiently and seamlessly. Choose one of these three main paths to align with matching lenders and find the USDA loan programs most suitable for you.

Results of Lendersa USDA loan request and matches

Understanding the USDA Loan in PR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered through the Department of Agriculture. This type of mortgage is exclusively for properties in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are available with zero down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
  • Sierra Pacific Mortgage Company, Inc
  • 1704 Mileground Road, Suite B, Morgantown, WV, 26505
  • Sierra Pacific Mortgage provides quality mortgage lending services throughout the US. Incorporated in 1986, we are a privately held company and have originated and purchased billions in residential loans. Our high company production levels and sophisticated capital markets access allows us to deliver competitively.
  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
  • Cambridge Municipal Employees Federal Credit Union
  • 795 Massachusetts Avenue, Cambridge, MA, 02139
  • Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people.
  • Greater Springfield Credit Union
  • 1030 Wilbraham Road, Springfield, MA, 01109
  • Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.
  • Superior Funding Corporation
  • 343 Washington Street, Newton, MA, 02458
  • Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
  • Tremont Realty Capital
  • 255 Washington Street, Suite 300, Newton, MA, 02458
  • The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
  • Harvard University Employees Credit Union
  • PO Box 382609, Cambridge, MA, 02238
  • Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more. Harvard affiliates and their family are eligible to join.