USDA Vs. FHA Pro and Con comparison in Aguas-Buenas, Aguas Buenas County, PR

In 2025, in the county of Aguas Buenas, Aguas-Buenas, PR, the USDA loan limit is $308,200, contrasting with the FHA limit for a single-family home at $385,250.

Utilize the Lendersa® USDA loan calculator to compare top rates for USDA versus FHA loans today, evaluating the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to the program best suited for your financial situation in .

Explore loan offers from 100 diverse lenders

2025 Loan Limits and Downpayment Requirements in Aguas-Buenas, Aguas Buenas, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Aguas-Buenas, PR

The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan without any hassle. Begin by selecting one of three starting paths to pair with matching lenders and useful USDA loan programs.

Results for Lendersa USDA loan requests and matches

What is a USDA Loan in PR?

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and available for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • All Home Mortgages LLC
  • 4240 Airport Rd, Suite 101, Cincinnati, OH, 45226
  • All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.
  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
  • Home Mortgage Solutions
  • 2600 Oakstone Dr, Columbus, OH, 43231
  • HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.
  • Ohio Capital Mortgage
  • 2531 Tiller Lane, Suite B, Columbus, OH, 43231
  • We provide personal, hands-on service from start to finish. With a variety of mortgage products, our experienced and knowledgeable team is able to offer the perfect solution for you. We are dedicated to making the lives of our customers better by providing a hands-on, personalized mortgage lending process.
  • Omniscient Real Estate Finance Corporation
  • 2602 Oakstone Drive, Columbus, OH, 43231
  • Omniscient Real Estate Finance Corporation is a true mortgage broker devoted to serving the needs of the community. Omniscient works with a variety of lenders to ensure we find the best loan options for your situation. Our program strives to strengthen communities by empowering individuals to become effective homeowners
  • Limestone Bank
  • 2500 Eastpoint Parkway, Louisville, KY, 40223
  • Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
  • Rural Cooperatives Credit Union, Inc.
  • 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
  • The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
  • KIT Federal Credit Union
  • 9711 Linn Station Road, Louisville, KY, 40223
  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
  • Advanz Credit Union
  • 9600 Ormsby Station Road, Louisville, KY, 40223
  • Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
  • Pathway Mortgage LLC
  • 10351 Linn Station Rd, Louisville, KY, 40223
  • Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
  • Mortgage Network
  • 10529A Timberwood Circle, Louisville, KY, 40223
  • Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages. First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You! Louisville Mortgage Mortgage Network is Louisville’s mortgage leader