USDA Vs. FHA Pro and Con comparison in Aguas-Buenas, Aguas Buenas County, PR

In 2025, in the county of Aguas Buenas, Aguas-Buenas, PR, the USDA loan limit is $308,200, contrasting with the FHA limit for a single-family home at $385,250.

Utilize the Lendersa® USDA loan calculator to compare top rates for USDA versus FHA loans today, evaluating the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to the program best suited for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Aguas-Buenas, Aguas Buenas, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Aguas-Buenas, PR

The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan without any hassle. Begin by selecting one of three starting paths to pair with matching lenders and useful USDA loan programs.

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What is a USDA Loan in PR?

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and available for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North Metro Mortgage Inc
  • 12500 First St, Suite 3, Thornton, CO, 80241
  • North Metro Mortgage Inc is a small mortgage broker focusing on their home town areas of Northglenn, Thornton, Westminster and Broomfield. Our experts specialize in loan programs for the North Denver Suburbs. Our team has over 50 years combined experience to guide you through the entire process.
  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
  • Options Credit Union
  • 5935 S Zang St, Unit 4, Littleton, CO, 80127
  • Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
  • Colorado Credit Union
  • 10026 W. San Juan Way, Littleton, CO, 80127
  • Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups
  • Fit Lending
  • 10146 West San Juan Way, Unit 100, Littleton, CO, 80127
  • Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
  • Complete Funding Financial Services Inc
  • 7560 South Dome Peak, Littleton, CO, 80127
  • At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
  • Profile Home Loans Inc
  • 6225 South Van Gordon Way, Littleton, CO, 80127
  • Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
  • Pivot Lending Group
  • 10397 W Centennial Rd, Littleton, CO, 80127
  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
  • Denver Fire Department Federal Credit Union
  • 12 Lakeside Lane, Denver, CO, 80212
  • Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
  • Connery Capital Mortgage of Colorado
  • 4218 W 41st Ave, Denver, CO, 80212
  • Ryan Connery graduated from University of Colorado Boulder in 2008. Since then, he has lived all around the country but eventually decided to call Colorado his permanent home. In past experience, he has worked for large and small mortgage banks but prefers the more personal experience for clients while also getting fair costs and rates.
  • Blueprint Mortgage Group LLC
  • 2491 Perry Street, Denver, CO, 80212
  • Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164. The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212