USDA Vs. FHA your options comparison in P?jaros, Toa Alta County, PR

In 2025, the USDA loan limit for P?jaros in Toa Alta, PR is $308,200. In comparison, the FHA limit for a single-family home is $385,250.

Utilize the Lendersa® USDA loan calculator to compare today's preferred USDA versus FHA rates, and identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to determine which program in aligns with your financial needs.

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2025 Lending Limits and Down Payment Essentials in P?jaros, Toa Alta, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Offers in P?jaros, PR

The mission of Lendersa® is to promptly connect you with the best USDA or FHA loan without the hassle. Choose from one of three pathways leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

An Overview of USDA Loans in PR

A USDA home loan is insured by the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is strictly for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require none, offering considerable benefits to qualifying buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elevation Mortgage LLC
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  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Polaris Home Funding Corporation
  • 151 44th Street SW, Grandville, MI, 49418
  • Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
  • The Bank of Old Monroe
  • 2100 Highway C, Old Monroe, MO, 63369
  • In 1906 a group of local farmers gathered to talk about a vision they had of opening a local community bank. In September of 1906, their dream became reality when they opened the doors for business to the Bank of Old Monroe. Today, the Bank of Old Monroe serves Lincoln, Pike, Warren and St. Charles counties with 5 locations in Old Monroe,
  • Bank of Pontiac
  • 300 West Washington Street, Pontiac, IL, 61764
  • Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
  • State Bank of Graymont
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  • Acme Continental Credit Union
  • 13601 S Perry Avenue, Riverdale, IL, 60827
  • Established in 1937 Acme Continental Credit Union has a long history of successful operations. The credit union is chartered by the State of Illinois and all accounts are insured to $250,000 by an agency of the U.S. government, the National Credit Union Administration. The goal of the credit union is to provide service to its depositors known to th
  • Commercial Loan Group, LLC
  • 3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
  • Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.
  • Synergy Partners Credit Union
  • 11615 S Avenue O, Chicago, IL, 60617
  • The Synergy Partners Credit Union has a great history behind it. Founded in 1935 as the Republic Steel Employees Credit Union of South Chicago, the credit union grew primarily on the strength of the steel industry. This lasted for over fifty years. In 1985 the credit union changed its name to the Calumet Region Credit Union.