USDA Vs. FHA Pro and Con comparison in Patillas, Patillas County, PR

In 2025, the USDA loan limit in Patillas, within Patillas, PR, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, identifying the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, guiding you to the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Patillas, Patillas, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Patillas, PR

The target of Lendersa® is to secure for you the most suitable USDA or FHA loan swiftly, without any hassle. Select one of three starting options that connect you with lenders and USDA loan programs.

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Explaining USDA Loans in PR

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, a USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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