USDA Loan Vs. FHA loan for Patillas, PR [Patillas County ]

In 2025, USDA loan limit in Patillas, county of Patillas, PR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Patillas, PR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Puerto Rico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 628-7509 Lender's profile and map Reviews Gem Star Capital LLC 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811 Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.
(203) 743-9985 Lender's profile and map Reviews Prysma Lending Group, LLC 18 Padanaram Rd, Danbury, CT, 06811 Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
(866) 584-3651 Lender's profile and map Reviews Capital Good Fund 333 Smith Street, Providence, RI, 02908 Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
(401) 454-3300 Lender's profile and map Reviews Homestar Mortgage 220 Smith Street, Providence, RI, 02908 Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
(205) 328-4371 Lender's profile and map Reviews ACIPCO Federal Credit Union 1501 31st Avenue North, Birmingham, AL, 35207 ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
(304) 587-4221 Lender's profile and map Reviews Clay County Bank, Inc. 150 Main Street, Clay, WV, 25043 Clay County Bank offers customers and businesses a variety of banking products with big bank features and technology, while maintaining a down-home country atmosphere with friendly people and outstanding customer service. We are home of the Golden Delicious Festival and the Elk River Trail State Park.
(301) 777-1781 Lender's profile and map Reviews Chessie Federal Credit Union 15 Commerce Drive, Cumberland, MD, 21502 The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner. The credit union idea was brought to Cumberland, Maryland when nine area men deposited a total of $65.00 to form the Cumberland B&O Employees Federal Credit Union.
(301) 722-5522 Lender's profile and map Reviews Potomac Federal Credit Union 215 Paca Street, Cumberland, MD, 21502 Potomac FCU is to help members achieve their financial goals by providing valuable financial products and services, creating a source of credit at fair and competitive rates while maintaining a friendly community focused culture. Potomac Federal Credit Union is committed to providing a website that is accessible to the widest possible audience.
(301) 729-8015 Lender's profile and map Reviews ACT 1st Federal Credit Union 14316 National Highway SW, LaVale, MD, 21502 ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
(301) 784-3000 Lender's profile and map Reviews First Peoples Community Federal Credit Union 153 Baltimore Street, Cumberland, MD, 21502 First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community.
(301) 722-3623 Lender's profile and map Reviews First Mortgage Services 203 Paca St, Cumberland, MD, 21502 First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.