USDA VS FHA in Arroyo, Arroyo County, PR

For 2025, within Arroyo in Arroyo county, PR, the USDA loan cap is set at $336,500, whereas the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA rates and identify the income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side to assist in finding the most suitable program in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Arroyo, Arroyo County, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Arroyo, PR

The mission of Lendersa® is to promptly secure the optimal USDA or FHA loan with ease. You can initiate your process with any of three approaches and connect with lenders and USDA loan options.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in PR

The USDA home loan, approved by the Department of Agriculture, is targeted for rural areas—it is sometimes called the USDA rural development loan. This mortgage does not require any down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
  • Provost Capital
  • 2 Aspetuck Glen, Weston, CT, 06883
  • Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent. With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
  • BARNSTABLE MORTGAGE GROUP, LLC
  • 70 East Allendale Road, Saddle River, NJ, 7458
  • At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TMC Equities Inc
  • 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570
  • TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.
  • Picatinny Federal Credit Union
  • 100 Mineral Springs Drive, Dover, NJ, 07801
  • Founded as a one-branch credit union serving Picatinny Arsenal in 1939, we have continued to grow and evolve in tandem with the community we serve. In 2005, Picatinny was approved for a Community Charter, with membership now open to anyone who lives, works, worships or goes to school in Morris County, as well as their immediate families.
  • Santo Christo FCU
  • 149 Columbia Street, Fall River, MA, 02721
  • Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. Today, we are a full service financial institution that exists for one reason
  • First Class Mortgage Company
  • 99 S. Main Street, Suite 154, Fall River, MA, 02721
  • Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks