In 2026, the USDA loan threshold in Gurabo, Gurabo county, PR, stands at $336,500. For single-family residences, the FHA threshold is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today. Determine what income, credit, reserves, and documentation are necessary for eligibility. Our advanced mortgage comparison tool allows you to assess USDA, FHA, Conforming, and VA programs to determine which is best suited for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s objective is to facilitate an efficient and seamless USDA or FHA loan process. Choose from three starting points to connect with lenders and USDA loan offerings.
A USDA loan is a mortgage backed by the U.S. Department of Agriculture. Often referred to as a USDA rural development loan or mortgage, it is available only in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, the USDA loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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