USDA Vs. FHA your options comparison in Caguas, Caguas County, PR

As of 2025, the USDA loan limit for Caguas in Caguas County, PR, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documents required for qualification. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Caguas, Caguas County, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Caguas, PR

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and effortlessly. Choose one of three options to find matching lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in PR?

A USDA home loan, guaranteed by the Department of Agriculture and known as the USDA Rural Development Loan or USDA Mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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