USDA and FHA Pro and Con in Hacienda-San-Jos?, Caguas County, PR
For the year 2026, the USDA loan cap in Hacienda-San-Jos?, located in the county of Caguas, PR is fixed at $308,200. On the other hand, the FHA limit for a single-family home is prescribed at $385,250.
With the Lendersa® USDA loan calculator, you can compare today's competitive USDA and FHA rates and discern the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in the decision of which program in suits your unique financial situation best.
Review the 2026 Loan Limits and Down Payment Requirements for Hacienda-San-Jos?, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Hacienda-San-Jos?, PR
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan options with minimum hassle. Begin by choosing one of three guided pathways that lead to matching lenders with USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available strictly in rural regions. Unlike FHA loans which mandate at least a 3.5% down payment, the USDA mortgage requires no money down.
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