In 2026, the USDA loan limit for Juncos, located in Juncos county, PR, is $336,500. For a single-family home, the FHA limit is set at $472,030.
Access Lendersa® USDA loan calculator to compare the best current rates of USDA versus FHA. This tool helps assess income, credit, reserves, and document needs for qualification. Using our comprehensive mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA options, aiding your choice of the optimal program for your specific financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to providing you with an optimal USDA or FHA loan quickly and without hassle. Choose from three starting pathways that link you with matching lenders who offer USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is commonly called a USDA rural development loan or USDA mortgage. It is only available in rural areas and unlike FHA loans, which require a minimum downpayment of 3.5%, the USDA loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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