For 2025, the USDA loan limit in San-Lorenzo, located in San Lorenzo county, PR, is $308,200. For a single-family home, the FHA limit is $385,250.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the minimum income, credit, reserves, and documents necessary to qualify. Our advanced calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you decide which option is best for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $308,200 | 0% |
| FHA | $385,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to aid you in securing the most favorable USDA or FHA loan quickly and without hassle. Choose from one of three starting points that links you with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also goes by the names USDA rural development loan or USDA mortgage. It's designated for rural districts. While FHA loans require a minimum of 3.5% for a down payment, USDA loans do not necessitate any initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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