USDA VS FHA in Las-Piedras, Las Piedras County, PR

In 2025, the USDA loan limit set for Las-Piedras, Las Piedras county, PR is $308,200, while the FHA limit for a single-family home is $385,250.

Utilize the Lendersa® USDA loan calculator to assess current USDA and FHA rates and identify the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side to determine the best choice for your financial needs in Alabama.

Explore loan offers from up to 100 lenders

2025 Loan Limits and Down Payment Requirements in Las-Piedras, Las Piedras, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Las-Piedras, PR

The objective of Lendersa® is to secure the best possible USDA or FHA loan efficiently and effortlessly. Choose one of three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NorthEast Mortgage Associates Inc
  • 1996 Centre Street, West Roxbury, MA, 02132
  • At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
  • Bank of Millbrook
  • 3263 Franklin Ave., Millbrook, NY, 12545
  • Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Tuscaloosa VA Federal Credit Union
  • 3701 Loop Road East, Tuscaloosa, AL, 35404
  • Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
  • Red Oak Credit Union
  • 1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
  • Alabama Rural Electric Credit Union
  • 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
  • ALABAMA ONE
  • 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
  • Premier Bank of the South
  • 101 First Avenue NW, Cullman, AL, 35055
  • Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community