USDA Vs. FHA your options comparison in Carolina, Carolina County, PR

In 2025, the USDA loan limit in Carolina, located in Carolina County, PR, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, facilitating your decision on selecting the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Carolina, Carolina County, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Carolina, PR

Lendersa® is committed to securing for you the best USDA or FHA loan swiftly and without hassle. Begin with one of three paths to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in PR

The USDA home loan, guaranteed by the Department of Agriculture—commonly known as the USDA Rural Development Loan or USDA Mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Coweta
  • 106 S Broadway St, Coweta, OK, 74429
  • Early in the 1840’s; a small settlement began to spring up along a small creek in Indian Territory near the “Three Forks” of the Arkansas, Verdigris and Grand Rivers. The settlement, Coweta, had been named after a Creek Indian settlement in Georgia as the area was largely populated with Creek Indians as a result of the removal
  • Mayville Savings Ban
  • 200 S. Main St., Mayville, WI, 53050
  • On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.
  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
  • LiFE Credit Union TX
  • 3351 Unicorn Lake Boulevard, Denton, TX, 76210
  • Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.
  • County Bank MO
  • 116 W. Broadway, Brunswick, MO, 65236
  • Our mission is to help our customers with the best possible customized financial resources, utilizing the latest banking technology available. We are dedicated to helping real people with real solutions by providing the personal, efficient service our customers deserve. County Bank first opened its doors in March of 1877.
  • Wisconsin Consumer Credit Incorporated
  • 700 East Avenue, Lomira, WI, 53048
  • Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.
  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • "Lending Edge Mortgage has built a reputation for excellence through customer service. Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas. Our vision is to have the reputation of being “The Lender of Choice” from all our customers"
  • 5 Star Community Credit Union
  • 100 S Cherry Street, Mount Pleasant, IA, 52641
  • 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.