USDA Vs. FHA your options comparison in Carolina, Carolina County, PR

In 2025, the USDA loan limit in Carolina, located in Carolina County, PR, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, facilitating your decision on selecting the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Carolina, Carolina County, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Carolina, PR

Lendersa® is committed to securing for you the best USDA or FHA loan swiftly and without hassle. Begin with one of three paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

The USDA home loan, guaranteed by the Department of Agriculture—commonly known as the USDA Rural Development Loan or USDA Mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Spark Mortgage Advisors LLC
  • 520 S Dixie Hwy, Suite 215, Hallandale, FL, 33009
  • Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.
  • RK Mortgage Group - Sunny Isles Beach
  • 800 SE 4th Ave Suite 139, Hallandale, FL, 33009
  • RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.
  • Clear2Close Home Loans
  • 1001 N Federal Hwy #342, Hallandale, FL, 33009
  • Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before
  • RBI Mortgages
  • 1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
  • RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.
  • B & B Capital Group
  • 800 SE 4th Ave, Suite 618, Hallandale, FL, 33009
  • B & B Capital specializes in designing creative funding solutions to Real Estate projects. We provide Bridge Loans to Real Estate Investors for investment projects secured by single-family homes, multi family, townhouses, commercial vacant land and rehab properties. We review them, underwrite the very best ones available, and lend between 50%
  • Professional Mortgage Lending Services
  • 500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
  • AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN. Our staff of dedicated professionals will guide you through the entire process.
  • MORTGAGES R US INC
  • 6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
  • Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
  • Bridge Mortgage Bankers Inc
  • 998 NE 167th Street, Miami, FL, 33162
  • Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing