USDA Vs. FHA Pro and Con comparison in Vega-Baja, Vega Baja County, PR
In 2025, the USDA loan limit for Vega-Baja, within Vega Baja county, PR, is $308,200. Meanwhile, the FHA cap for a single-family home is $385,250.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates, understanding the required income, credit, reserves, and essential documents for qualifying. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loan products side by side, facilitating your decision on the most suitable option in for your particular needs.
2025 Loan Limits and Downpayment Requirements in Vega-Baja, Vega Baja, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Vega-Baja, PR
Lendersa® is dedicated to helping you secure the best USDA or FHA loan available promptly and with ease. Begin by selecting from one of three initial options that connect you with suited lenders and USDA loan offerings.
USDA home loans, also known as USDA rural development loans or USDA mortgages, are backed by the U.S. Department of Agriculture and are exclusive to rural areas. They differ from FHA loans, which require a minimum 3.5% down payment, as USDA loans require no down payment, offering considerable benefits to qualifying buyers.
First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.
Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,
700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005
ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.
16647 Chesterfield Grove Rd, Suite 100, Chesterfield, MO, 63005
Frontier Mortgage proudly serves Missouri and Illinois with full service Mortgage Loan expertise. "It's not a great rate without great service. We are a full service mortgage banker who underwrites and funds nearly all of the mortgages we originate. Our friendly loan officers are here to assist you with your mortgage needs.
100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Freeland State Bank is located in Freeland, MI, United States and is part of the Depository Credit Intermediation Industry. Freeland State Bank has 22 total employees across all of its locations and generates $951,000 in sales (USD). (Employees figure is modelled).
we're proud to be your hometown, independent bank.
Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
