USDA Vs. FHA Pro and Con comparison in Bre?as, Vega Alta County, PR
In 2025, the USDA loan limit in Bre?as, part of Vega Alta, PR, is set at $308,200. The FHA cap for a single-family home stands at $385,250.
Utilize the Lendersa® USDA loan calculator to explore the top rates currently available for USDA versus FHA loans and ascertain the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays comparisons of USDA, FHA, Conforming, and VA loans side by side to assist you in deciding the best fit for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Bre?as, Vega Alta, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bre?as, PR
The objective of Lendersa® is to facilitate access to the best USDA or FHA loan promptly and conveniently. Initiate your exploration with one of three pathways that lead to lender matches and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is designed specifically for rural neighborhoods. Contrasting FHA loans that require a 3.5% down payment, USDA loans necessitate no down payment at all.
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