USDA Vs. FHA your options comparison in Vega-Alta, Vega Alta County, PR

In 2025, the USDA loan limit for Vega-Alta, in Vega Alta, PR, is $308,200. Meanwhile, the FHA loan cap for a single-family home is $385,250.

Use Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows side-by-side analyses of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Vega-Alta, Vega Alta, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Vega-Alta, PR

Lendersa®'s goal is to quickly secure the best USDA or FHA loan without hassle. Choose one of three starting pathways to align with matching lenders and explore available USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in PR

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant advantages to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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