USDA Vs. FHA your options comparison in Dorado, Dorado County, PR

For 2025, the USDA loan limit in Dorado, Dorado county, PR, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the highest rates for USDA versus FHA loans today. Determine the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator facilitates comparison of USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the optimal option in for your financial situation.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Dorado, Dorado, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Dorado, PR

Lendersa® aims to quickly provide you with the best USDA or FHA loan without unnecessary hassle. Choose one of three pathways that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and result analysis

What is a USDA Loan in PR?

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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