USDA Vs. FHA your options comparison in Dorado, Dorado County, PR

For 2025, the USDA loan limit in Dorado, Dorado county, PR, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the highest rates for USDA versus FHA loans today. Determine the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator facilitates comparison of USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the optimal option in for your financial situation.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Dorado, Dorado, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Dorado, PR

Lendersa® aims to quickly provide you with the best USDA or FHA loan without unnecessary hassle. Choose one of three pathways that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and result analysis

What is a USDA Loan in PR?

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Texas Security Bank
  • 1212 Turtle Creek Boulevard, Dallas, TX, 75207
  • Texas Security Bank's mission is to Elevate the Champions of Free Enterprise. The way we see it, our best asset is you. Being an independent bank gives us a different perspective. Most banks are institutional. We're entrepreneurial. We're not another branch of another mega bank. We're part of this community
  • Cendera Bank, National Association
  • 615 E. Bells Blvd, Bells, TX, 75414
  • Cendera Bank is located in Benbrook, Texas. At this location, Cendera Bank employs approximately 3 people. Cendera Bank. They provide the following services: Full Service Office Location and are located at 615 E. Bells Blvd in Bells Texas. Cendera Bank, N.A. is currently looking to add highly motivated, high integrity team members
  • U S Lending Partner
  • 2911 Turtle Creek, Suite 300, Dallas, TX, 75219
  • U.S. LENDING PARTNER a DBA of AmRes Corp. We are a full service mortgage company based in Dallas, Texas. We specialize in FHA, VA, USDA, and Conventional Loans. Serving the surrounding areas in Dallas County, Ellis County, Tarrant County, Parker County & Johnson County. Whether you are buying a home or refinancing.
  • Bedrock Lending
  • 2911 Turtle Creek Blvd, Suite 300, Dallas, TX, 75219
  • Bedrock Lending was founded in 2005, with a goal of addressing the needs of the growing base of highly educated consumers/borrowers who are looking for quicker, easier access to mortgage loans at the best price. With the traditional mortgage broker process proving to be slow and tedious for customers in a faster-paced, technology-driven world.
  • Barton Hills Mortgage
  • 1900 Barton Hills Drive, Austin, TX, 78704
  • Ashley Hall is a trusted loan specialist and the President/Owner of Barton Hills Mortgage LLC with over 10 years of experience in the residential lending business. She has built her business solely by referrrals of past clients, loyal business partners, and trusted real estate professionals. Ashley is passionate.
  • UpEquity
  • 3601 S Congress Ave, Suite C304, Austin, TX, 78704
  • UpEquity is a tech-enabled mortgage platform that is disrupting the U.S. mortgage lending marketplace by providing cash offers for everyone. Founded in 2019 by Tim Herman and Louis Wilson while they were attending Harvard Business School, UpEquity was created out of a passion to solve the broken home buying process.
  • Nexus Private Capital
  • 809 S Lamar Blvd, Suite D, Austin, TX, 78704
  • Nexus is a $20 Million fund for hard money loans. We use investor capital to originate and service high-yield, short-term loans secured with marketable real estate in Texas and Arizona.We make money on the spread between our cost of capital to investors (9%) and our lending rates (10.95% - 12% to qualified borrowers with qualified collateral.
  • Residential Capital Partners
  • 3838 Oak Lawn Avenue Suite 1500, Dallas, TX, 75219
  • Residential Capital Partners is a leading hard money lender with a national scope and a local presence in each market we serve. We are dedicated to the customers we serve and we understand the demands of the single-family residential purchase and rehabilitation process. Given the breadth and depth of our experience over the last 10 years
  • Bay Mountain Capital
  • 3710 Rawlins, Suite 1390, Dallas, TX, 75219
  • The Bay Mountain Capital team is more than just a group of employees, we’re a family. We’re dedicated to delivering the best service and expertise with 100+ combined years of experience in the real estate industry. Our people are the driving force for our company and together our team upholds our core values: excellence, integrity, improvement and