In 2026, the USDA loan limit applicable in Charleston, within Charleston county, SC, stands at $379,000. On the other hand, the FHA loan limit for a single-family house is $538,200.
Make use of Lendersa® USDA loan calculator to put side-by-side today's best USDA versus FHA rates, helping you determine the income, credit, reserves, and paperwork needed to qualify. This sophisticated mortgage calculator shows you USDA, FHA, Conforming, and VA loans together so you can decide the best program in Alabama for your financial needs.
2026 Loan Limits and Downpayment Requirements in Charleston, Charleston, SC
Loan Type
Loan Limit
Down Payment
USDA
$379,000
0%
FHA
$538,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options Available in Charleston, SC
The ambition of Lendersa® is to secure for you the finest USDA or FHA loan rapidly and with minimal hassle. Begin by choosing one of three pathways that align with lenders, facilitating access to relevant USDA loan programs.
A USDA home loan is a type of mortgage backed by the U.S. Department of Agriculture. Often referred to as a USDA rural development loan or USDA mortgage, it is applicable exclusively in designated rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment, offering unique benefits to qualified borrowers in eligible rural regions.
St. Pat’s Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the St. Pat’s Employees Federal Credit Union will continue a sound yet progressive asset management strategy.
Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
