USDA Vs. FHA Pro and Con comparison in Charleston, Charleston County, SC
In 2025, the USDA loan limit applicable in Charleston, within Charleston county, SC, stands at $379,000. On the other hand, the FHA loan limit for a single-family house is $538,200.
Make use of Lendersa® USDA loan calculator to put side-by-side today's best USDA versus FHA rates, helping you determine the income, credit, reserves, and paperwork needed to qualify. This sophisticated mortgage calculator shows you USDA, FHA, Conforming, and VA loans together so you can decide the best program in Alabama for your financial needs.
2025 Loan Limits and Downpayment Requirements in Charleston, Charleston, SC
Loan Type
Loan Limit
Down Payment
USDA
$379,000
0%
FHA
$538,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options Available in Charleston, SC
The ambition of Lendersa® is to secure for you the finest USDA or FHA loan rapidly and with minimal hassle. Begin by choosing one of three pathways that align with lenders, facilitating access to relevant USDA loan programs.
A USDA home loan is a type of mortgage backed by the U.S. Department of Agriculture. Often referred to as a USDA rural development loan or USDA mortgage, it is applicable exclusively in designated rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment, offering unique benefits to qualified borrowers in eligible rural regions.
2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.
Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve.
Guaranty Bank's mission is to set the standard in our communities.
AJNB is proud to be the bank of choice for convenience and customer service in the area. With over a century of service, we have the knowledge and experience that our community has grown to trust and expect. We offer three locations with friendly and knowledgeable staff to serve you.
Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.
A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years
Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon,
Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
Princeton Federal Credit Union was founded in 1972 by the faculty and staff of Princeton University. We are a not-for-profit financial cooperative serving the financial needs of our members. Our Core Values are Great People, Integrity, Service Mindset, and Teamwork. Princeton Federal Credit Union was originally chartered in 1972.
Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
821 Alexander Road, Suite 130, Princeton, NJ, 08540
We provide cash flow solutions to companies requiring a financing structure that cannot be provided by banks or other commercial finance sources. We understand the challenges of operating a business in today's competitive environment, and our ability to be a responsive, flexible financial partner separates us from our competition.
