USDA Vs. FHA Pro and Con comparison in Hanahan, Berkeley County, SC
In 2026, the USDA loan limit in Hanahan, situated within Berkeley county, SC, is $379,000, while the FHA limit for a single-family home is $538,200.
With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates, assessing the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping identify the best program for your financial needs in Alabama.
2026 Loan Limits and Downpayment Requirements in Hanahan, Berkeley, SC
Loan Type
Loan Limit
Down Payment
USDA
$379,000
0%
FHA
$538,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hanahan, SC
Lendersa® aims to secure the best USDA or FHA loan promptly and without hassle. Begin with one of three pathways connecting to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. These loans are exclusively available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, offering clear advantages for qualified borrowers.
At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.
Universal Mortgage has been in business since 2001. They specialize in all types of mortgage loans with a primary interest in hard money loans ad investment loans. The main number is 843 576 1859. Mike Kinard the owners direct line is 843 576 5448. Mike has been a mortgage originator since 1991 and a top producer in the industry.
2557 Ashley Phosphate, North Charleston, SC, 29418
Lends in South Carolina
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
Lends in South Carolina
Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
Lends in South Carolina
Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492
Lends in South Carolina
The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.
133 River Landing Drive, Suite 100, Charleston, SC, 29492
Lends in South Carolina
Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.
