USDA and FHA Pro and Con in Hanahan, Berkeley County, SC

In 2025, the USDA loan limit in Hanahan, situated within Berkeley county, SC, is $379,000, while the FHA limit for a single-family home is $538,200.

With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates, assessing the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping identify the best program for your financial needs in Alabama.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Hanahan, Berkeley, SC

Loan Type Loan Limit Down Payment
USDA $379,000 0%
FHA $538,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hanahan, SC

Lendersa® aims to secure the best USDA or FHA loan promptly and without hassle. Begin with one of three pathways connecting to matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in SC

A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. These loans are exclusively available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, offering clear advantages for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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