USDA VS FHA in Hanahan, Berkeley County, SC

In 2025, the USDA loan limit in Hanahan, situated within Berkeley county, SC, is $379,000, while the FHA limit for a single-family home is $538,200.

With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates, assessing the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping identify the best program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Hanahan, Berkeley, SC

Loan Type Loan Limit Down Payment
USDA $379,000 0%
FHA $538,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hanahan, SC

Lendersa® aims to secure the best USDA or FHA loan promptly and without hassle. Begin with one of three pathways connecting to matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in SC

A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. These loans are exclusively available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, offering clear advantages for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Meadowbrook Financial Mortgage Bankers Corp.
  • 1600 Stewart Ave, Suite 701, Westbury, NY, 11590
  • Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.
  • Mid-Island Mortgage Corp
  • 900 Merchants Concourse Suite #112, Westbury, NY, 11590
  • Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate"​ and, since we are highly competitive with our rates
  • ACRES Capital
  • 865 Merrick Ave. 2nd Floor S., Westbury, NY, 11590
  • ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw
  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
  • The Heart Center Federal Credit Union
  • 100 Port Washington Boulevard, Roslyn, NY, 11576
  • The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
  • Nashville Savings Bank
  • 209 East Lebanon Street, Nashville, IL, 62263
  • Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.
  • Dalco Financial Services Inc
  • 120 Stevens Avenue, Mount Vernon, NY, 10550
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
  • Cattaraugus County Bank
  • 120 Main Street, Little Valley, NY, 14755
  • We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng