USDA Vs. FHA Pro and Con comparison in Goose-Creek, Berkeley County, SC
In 2025, USDA loan limit in Goose-Creek, county of Berkeley, SC is $285,000 while FHA limit is $414,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Goose-Creek, county of Berkeley, SC
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Goose-Creek, SC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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230 Main Street, Suite B, Safety Harbor, FL, 34695
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Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.
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5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
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