USDA Vs. FHA your options comparison in Goose-Creek, Berkeley County, SC
In 2025, the USDA loan limit for Goose-Creek, within Berkeley, SC, is $285,000. In comparison, the FHA limit for a single-family home is $414,000.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and establish the income, credit, reserves, and documents required to qualify. Through our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program for your needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Goose-Creek, Berkeley, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Goose-Creek, SC
Lendersa® is dedicated to securing the best USDA or FHA loan for you swiftly and effortlessly. Begin with one of three starting points, leading to matched lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or mortgage, exclusive to rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans need no down payment, providing distinct advantages to qualified borrowers.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
100 Plainfield Avenue, Suite B2, Edison, NJ, 08817
MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
2015 Lincoln Highway, Suite 180, Edison, NJ, 08817
Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals
Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.
Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.
1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846
We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.
Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
