USDA and FHA Pro and Con in Goose-Creek, Berkeley County, SC
In 2025, the USDA loan limit for Goose-Creek, within Berkeley, SC, is $285,000. In comparison, the FHA limit for a single-family home is $414,000.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and establish the income, credit, reserves, and documents required to qualify. Through our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program for your needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Goose-Creek, Berkeley, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Goose-Creek, SC
Lendersa® is dedicated to securing the best USDA or FHA loan for you swiftly and effortlessly. Begin with one of three starting points, leading to matched lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or mortgage, exclusive to rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans need no down payment, providing distinct advantages to qualified borrowers.
Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
The Town of Hempstead Employees Federal Credit Union
1830 Grand Avenue, Baldwin, NY, 11510
The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
1st Bergen’s field of membership is open to persons who live, work, worship, volunteer, attend school or conduct business in Bergen County, Paterson, or Jersey City, NJ. Immediate family of current members are also eligible to join 1st Bergen. Our mission is to empower and strengthen individuals who may not otherwise have access to banking.
Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.
