USDA and FHA Pro and Con in Goose-Creek, Berkeley County, SC
In 2026, the USDA loan limit for Goose-Creek, within Berkeley, SC, is $285,000. In comparison, the FHA limit for a single-family home is $414,000.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and establish the income, credit, reserves, and documents required to qualify. Through our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program for your needs in Alabama.
2026 Loan Limits and Downpayment Requirements in Goose-Creek, Berkeley, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Goose-Creek, SC
Lendersa® is dedicated to securing the best USDA or FHA loan for you swiftly and effortlessly. Begin with one of three starting points, leading to matched lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or mortgage, exclusive to rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans need no down payment, providing distinct advantages to qualified borrowers.
At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.
Universal Mortgage has been in business since 2001. They specialize in all types of mortgage loans with a primary interest in hard money loans ad investment loans. The main number is 843 576 1859. Mike Kinard the owners direct line is 843 576 5448. Mike has been a mortgage originator since 1991 and a top producer in the industry.
Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
2557 Ashley Phosphate, North Charleston, SC, 29418
Lends in South Carolina
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492
Lends in South Carolina
The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.
133 River Landing Drive, Suite 100, Charleston, SC, 29492
Lends in South Carolina
Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.
2265 Clements Ferry Rd, Suite 208, Charleston, SC, 29492
Lends in South Carolina
Coastlend Mortgage has been helping families since 2006 and has successfully closed more than 750 mortgage transactions. Our experience combined with exceptional customer service is what separates Coastlend from the rest. Our commitment to providing buyers with the best loans and making sure they have the best experience
4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
Lends in South Carolina
Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
