USDA Loan Vs. FHA loan pro & con for Summerville, Dorchester County, SC

In 2025, USDA loan limit in Summerville, county of Dorchester, SC is $379,000 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Summerville, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

727-392-5363 382 miles Lender's profile and map Reviews Generation Mortgage 8801 70th Way, Pinellas Park, FL, 33782 Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending
(205) 841-2544 382 miles Lender's profile and map Reviews L & N Credit Union 4101 Vanderbilt Road, Birmingham, AL, 35217 Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.
(205) 841-4525 382 miles Lender's profile and map Reviews ANG Federal Credit Union 5401 East Lake Blvd, Building 630, Birmingham, AL, 35217 ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!
(205) 583-4632 382 miles Lender's profile and map Reviews Alabama Law Enforcement Credit Union 3712 4th Avenue South, Birmingham, AL, 35222 Alabama Law Enforcement Credit Union equips law enforcement officers and their families with low-cost services to meet financial needs and provides real solutions for financial planning. Our members are empowered to manage personal finances, using the self- service tools such as online banking with bill pay and mobile banking.
(205) 595-8078 382 miles Lender's profile and map Reviews Alabama Central Credit Union 3601 4th Ave S, Birmingham, AL, 35222 "Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money. Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama."
(205) 331-5700 383 miles Lender's profile and map Reviews CSL Financial, LLC 500 Office Park Drive, Suite 310, Birmingham, AL, 35216 At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending.
(205) 823-2895 383 miles Lender's profile and map Reviews Liberty Mortgage Corporation 200 Williamsburg Office Park, Birmingham, AL, 35216 At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
(205) 705-1650 383 miles Lender's profile and map Reviews Method Mortgage, LLC 601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216 Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
(850) 892-2024 383 miles Lender's profile and map Reviews Walton County’s First Credit Union 1586 US Highway 90 West, Defuniak Springs, FL, 32433 Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
(727) 399-6991 383 miles Lender's profile and map Reviews Lincoln Financial Mortgage Corporation 10658 Seminole Blvd, Seminole, FL, 33778 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(863) 386-1300 383 miles Lender's profile and map Reviews Heartland National Bank 320 US Highway 27 N, Sebring, FL, 33870 Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.
(727) 859-3702 384 miles Lender's profile and map Reviews Ocean Blue Mortgages Inc 14562 Vista Lane, Largo, FL, 33774 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.