In 2025, the USDA loan limit in Summerville, located within the county of Dorchester, SC, is $379,000, whereas for a single-family home, the FHA limit is $538,200.
Take advantage of the Lendersa® USDA loan calculator to compare the current USDA and FHA best rates. This tool helps determine the income, credit, reserves, and required documents necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the right program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $379,000 | 0% |
| FHA | $538,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure for you the best possible USDA or FHA loan, without hassle. Select from one of three starting paths to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, often known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, providing clear advantages for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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