In the current year, 2026, the USDA loan limit in Georgetown, within Georgetown county, SC, is set at $336,500. Meanwhile, the FHA loan limit for a single-family dwelling is $472,030.
Employ Lendersa®'s USDA loan calculator to contrast today's USDA and FHA top rates. Also, determine the required income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you ascertain which program in is best suited for your particular financial situation.
Overview of 2026 loan limits and down payment requirements in Georgetown, Georgetown, SC
Loan Category
Maximum Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan solutions in Georgetown, SC
The aim of Lendersa® is to provide you with the most efficient access to USDA or FHA loans swiftly and effectively. Choose from three initial steps, each aligns you with matching lenders and USDA loan schemes.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and solely available in rural areas. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans have no down payment requirement, offering a compelling choice for eligible borrowers.
Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
Lends in South Carolina
At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
