USDA Vs. FHA Pro and Con comparison in Georgetown, Georgetown County, SC
In the current year, 2025, the USDA loan limit in Georgetown, within Georgetown county, SC, is set at $336,500. Meanwhile, the FHA loan limit for a single-family dwelling is $472,030.
Employ Lendersa®'s USDA loan calculator to contrast today's USDA and FHA top rates. Also, determine the required income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you ascertain which program in is best suited for your particular financial situation.
Overview of 2025 loan limits and down payment requirements in Georgetown, Georgetown, SC
Loan Category
Maximum Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan solutions in Georgetown, SC
The aim of Lendersa® is to provide you with the most efficient access to USDA or FHA loans swiftly and effectively. Choose from three initial steps, each aligns you with matching lenders and USDA loan schemes.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and solely available in rural areas. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans have no down payment requirement, offering a compelling choice for eligible borrowers.
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Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
