USDA and FHA Pro and Con in Mauldin, Greenville County, SC

For 2026, the USDA loan limit in Mauldin, situated within Greenville county, SC, stands at $336,500. Conversely, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, pinpointing the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in finding the best option for your financial scenario in Alabama.

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2026 Loan Limits and Downpayment Requirements in Mauldin, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mauldin, SC

The objective of Lendersa® is to efficiently secure for you the most suitable USDA or FHA loan without the hassle. Choose from one of three starting strategies, linking you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request match results

Understanding USDA Loans in SC

A USDA home loan is essentially a mortgage backed by the Department of Agriculture. Often referred to as a USDA rural development loan or mortgage, it is exclusively available to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, offering substantial benefits to eligible borrowers in qualified rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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