USDA VS FHA in Simpsonville, Greenville County, SC

In 2025, the USDA loan limit in Simpsonville, located in the county of Greenville, SC, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you identify which program in Alabama best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Simpsonville, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Simpsonville, SC

The goal at Lendersa® is to swiftly help you secure the most suitable USDA or FHA loan without any hassle. Choose one of three initial paths to find matching lenders and USDA programs.

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Understanding USDA Loans in SC

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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