USDA Vs. FHA your options comparison in Simpsonville, Greenville County, SC

In 2026, the USDA loan limit in Simpsonville, located in the county of Greenville, SC, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you identify which program in Alabama best fits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Simpsonville, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Simpsonville, SC

The goal at Lendersa® is to swiftly help you secure the most suitable USDA or FHA loan without any hassle. Choose one of three initial paths to find matching lenders and USDA programs.

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Understanding USDA Loans in SC

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Gill Group
  • 485 E. 17th Street, Suite 200 & 202, Costa Mesa, CA, 92627
  • our full loan approval process is unique in comparison to the average lender's pre-approval process. My team is structured to provide a high level of customer service. Please contact us to inquire about the advantages of our VIP buyer program!”val process is unique in comparison to the average lender's pre-approval process.

  • American Heritage Lending
  • 485 E 17th Street, Suite 220, Costa Mesa, CA, 92627
  • American Heritage Lending is a retail mortgage company headquartered in Costa Mesa, CA. Established in 2004, American Heritage Lending was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success.

  • Jewelry-N-Loan
  • 1872 Newport Blvd., Costa Mesa, CA, 92627
  • Jewelry-N-Loan is a one-of-a-kind, family-owned jewelry store and pawnshop located in Costa Mesa, California. We pride ourselves on being the leading resource in Orange County for purchasing, selling, trading, and lending against fine watches, gold, coins, diamonds, and jewelry. Our history starts with our family that has been proudly serving the p

  • Coast Jewelry & Loan
  • 1836 Newport Blvd, Costa Mesa, CA, 92627
  • Our business is the oldest Collateral Brokerage in Orange County and is still family owned, operated and running! Not many business operations can say they have done so for almost 70 years and still stay under the same ownership. Orginally located in Santa Ana, our business moved in 1995.

  • Fund USA Corp.
  • 2183 Fairview Road, Unit 217-D, Costa Mesa, CA, 92627
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Integr8tive Solutions Inc
  • 2388 Santa Ana, Costa Mesa, CA, 92627
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ESCO Mortgage Advisors
  • 161 East 21st Street, Costa Mesa, CA, 92627
  • "We provide buy-side, sell-side and market infrastructure firms with a full-service offering, including systems integration and technology consulting services, to assist in delivering high performance trading and settlement
    More than 25 years of experience working in the industry has enabled us to build our services"

  • Khosravi Mortgage
  • 260 Santa Isabel Avenue, Costa Mesa, CA, 92627
  • Khosravi Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Laguna Equity Funding Inc.
  • 301 East 17th Street, Suite 209, Costa Mesa, CA, 92627
  • Laguna Equity Funding Inc is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.