USDA Vs. FHA Pro and Con comparison in Simpsonville, Greenville County, SC
In 2026, the USDA loan limit in Simpsonville, located in the county of Greenville, SC, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you identify which program in Alabama best fits your financial situation.
2026 Loan Limits and Downpayment Requirements in Simpsonville, Greenville, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Simpsonville, SC
The goal at Lendersa® is to swiftly help you secure the most suitable USDA or FHA loan without any hassle. Choose one of three initial paths to find matching lenders and USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant benefits to eligible borrowers.
330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
Lends in South Carolina
Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.
Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
Lends in South Carolina
NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction
128 Millport Circle, Suite 200, Greenville, SC, 29607
Lends in South Carolina
At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.
MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
