For the year 2025, the USDA loan limit in Wade-Hampton, situated in Greenville county, SC, is $285,000. Meanwhile, the FHA loan limit is $356,362 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to weigh today's prime USDA versus FHA rates. Identify the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans, aiding in selecting the best program in Alabama, tailored to your financial profile.
Review loan offers available from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing the most suitable USDA or FHA loan for you, quickly and with minimal hassle. Begin with one of the three options that culminate in finding matching lenders, aligned with USDA loan programs.
The USDA home loan is a government-backed mortgage via the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages have no such requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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