FHA Vs. USDA loan program for Wade-Hampton, Greenville County, South Carolina

For the year 2026, the USDA loan limit in Wade-Hampton, situated in Greenville county, SC, is $285,000. Meanwhile, the FHA loan limit is $356,362 for a single-family residence.

Leverage the Lendersa® USDA loan calculator to weigh today's prime USDA versus FHA rates. Identify the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans, aiding in selecting the best program in Alabama, tailored to your financial profile.

Explore USDA and FHA Loan Options in Wade-Hampton, SC

Lendersa® is committed to securing the most suitable USDA or FHA loan for you, quickly and with minimal hassle. Begin with one of the three options that culminate in finding matching lenders, aligned with USDA loan programs.

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Understanding USDA Loans in SC

The USDA home loan is a government-backed mortgage via the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages have no such requirement.

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(864) 942-1500 Lender's profile and map Reviews CountyBank 419 Main St, Greenwood, SC, 29646 Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.
(828) 252-6458 Lender's profile and map Reviews Telco Community Credit Union 712 New Leicester Hwy, Asheville, NC, 28806 Telco Community Credit Union has been providing financial services to communities in the Western North Carolina Area for over 80 years. We were organized in 1935 to serve the employees of the Southern Bell Telephone System. Today, we are a community chartered credit union serving in 21 counties.
(828) 254-1582 Lender's profile and map Reviews Arcade Credit Union 151 Patton Avenue, Suite 280, Asheville, NC, 28801 Arcade Credit Union is a non-profit financial cooperative that is owned by its members. We were chartered in 1952 and serve the employees and retirees of the Federal Building and the Federal Courthouse Building. We also serve multiple companies. All members’ immediate families are also eligible for membership.
(828) 776-8632 Lender's profile and map Reviews ALFIE 19 Arlington Street, Asheville, NC, 28801 ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs.
(800) 627-1632 Lender's profile and map Reviews HomeTrust Bank 10 Woodfin Street, Asheville, NC, 28801 HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
(828) 274-1515 Lender's profile and map Reviews Plum Dog Financial LLC 218 Patton Avenue, Asheville, NC, 28801 PlumDog, we believe the most important decision a client makes is choosing the right mortgage company to assure the best possible results for their investment. When dealing with your largest asset and greatest liability, one quickly understands the need for personalized lending assistance.
(828) 571-0219 Lender's profile and map Reviews Lucid Lending 47 Orange Street, Suite B, Asheville, NC, 28801 At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.
(706) 356-4444 Lender's profile and map Reviews Northeast Georgia Bank 12461 Augusta Road, Lavonia, GA, 30553 At Northeast Georgia Bank, we’re proud to say that the spirit of community banking lives on! We make the effort to really “know” you as a customer and to help you find the right financial solutions.Our story began in 1906 with the founding of Vickery National Bank in Lavonia, Georgia, by C. W. Vickery and other investors
(828) 456-1840 Lender's profile and map Reviews WNC Community Credit Union 27 Kent Lane, Waynesville, NC, 28786 WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world. Our members are treated with dignity, respect,
(828) 452-2216 Lender's profile and map Reviews Mountain Credit Union 1700 Russ Avenue, Waynesville, NC, 28786 Mountain Credit Union was granted an amendment to our Community Charter allowing us to serve four additional Western North Carolina counties – Cherokee, Clay, Graham and Madison. Our charter now allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, etc
(706) 886-2908 Lender's profile and map Reviews The Wright Credit Union 286 N. Broad Street, Toccoa, GA, 30577 The Credit Union was chartered on November 8, 1963 as Wright Manufacturing Employees Credit Union by the State of Georgia Department of Banking and Finance. The sewing plant owner, Ernest Wright, had been loaning his employees money from his own personal money. A need and common bond was established causing the employees to come together
(762) 348-6808 Lender's profile and map Reviews Omega Psi Phi Fraternity Federal Credit Union 568 Liberty Hill Rd, Toccoa, GA, 30577 The Omega Psi Phi Fraternity Federal Credit Union continues to provide financial avenues for the fraternity’s members, families and employees. With an excellent team of dedicated members of the Board, and Committees, we have a competitive, financially secure credit union. We encourage you to join, save, borrow,