For the year 2025, the USDA loan limit in Newberry, within Newberry county of SC, is $336,500, whereas the FHA limit is $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates and understand the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your specific financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure you the best available USDA or FHA loan, hassle-free. Choose from three beginning points to match with lenders who offer USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans require absolutely no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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