USDA Vs. FHA Pro and Con comparison in Clinton, Laurens County, SC
In the year 2025, the USDA loan cap for Clinton, located in Laurens county, SC, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s USDA versus FHA top rates, identifying necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the program best suited to your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Clinton, Laurens, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Clinton, SC
Lendersa® is committed to securing you the best possible USDA or FHA loan quickly and without fuss. Choose one of three starting avenues, each leading to matching lenders and USDA loan offerings.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all, making them a compelling option for eligible borrowers.
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13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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