USDA VS FHA in Lexington, Lexington County, SC

In 2025, the USDA loan limit for Lexington in Lexington, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates, identifying the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Lexington, Lexington, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lexington, SC

Lendersa® is committed to helping you secure the most suitable USDA or FHA loan quickly and without hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in SC?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, offering distinct benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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